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How to Choose a Hedge Provider as a Bank

South State Correspondent

Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. Lending Discipline: Hedging programs make loan pricing more transparent and force bankers to exercise sensible pricing methodologies.

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Are You Ready For A Cyberattack?

PYMNTS

The International Telecommunications Union (ITU) gave these three African countries the highest marks in the region in its Global Cybersecurity Index based on their legislative frameworks, technical capacity to respond to incidents and cooperation with other countries. Despite reports that it was hit, the Wolf Creek Nuclear Operating Corp.

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Deep Dive: Why Smart Cities Should Get Smart About Digital ID

PYMNTS

Smart trash receptacles are already being used to alert sanitation crews where trash collection services are needed, allowing them to adjust their routes and operate in a cost-effective manner. Several other nations are also experimenting with national ID systems. Idaho, Colorado, Maryland and Washington, D.C.,

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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. This should be a standard operating procedure at every bank. Every bank should train and conduct tabletops exercises on crisis management down to customer outreach.

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10 Data-Driven Ideas To Increase Branch Engagement

South State Correspondent

The operative question is: given online and mobile banking, what is the new role of the branch? At an average of $1 million per year to operate, the branch is the most expensive per unit channel in banking, given that a good branch serves 2,000 to 3,000 customers. Branching is expensive – banks need to use the asset wisely.

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Uber Of X: Heal Is The Uber Of Doctor Visits

PYMNTS

From working a full day at the office to exercising regularly, making dinner, doing laundry, visiting friends and family as well as finding time for yourself, trips to see a physician can seem like a hassle. Finding the time to go to the doctor’s office can be a struggle.

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33 Ways Drones Will Impact Society: From Fighting War to Forecasting Weather, UAVs Change Everything

CB Insights

A drone or a UAV (unmanned aerial vehicle) typically refers to a pilotless aircraft that operates through a combination of technologies, including computer vision, artificial intelligence, object avoidance tech, and others. But drones can also be ground or sea vehicles that operate autonomously. Conservation.