Payments Dive
OCTOBER 24, 2022
As payments companies face economic headwinds, Fiserv and its peers “may try to focus on their strongest market positions versus more ancillary opportunities,” said Oppenheimer & Co. analyst Dominick Gabriele.
FICO
OCTOBER 24, 2022
Home. Blog. FICO. Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10 T. FICO?Score 10 T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions. FICO Admin. Tue, 11/12/2019 - 19:52. by James Wehmann. expand_less Back To Top. Mon, 10/24/2022 - 21:05. The Federal Housing Finance Agency (FHFA) has announced that FICO® Score 10 T has been validated and approved for use by Fannie Mae and Freddie Mac (the Enterprises).
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Payments Dive
OCTOBER 24, 2022
“As BNPL providers, especially in the business realm where more money is being spent, fintechs are going to need much more sophisticated, secure, reliable authentication methods,” writes Flexbase CEO Zaid Rahman.
TheGuardian
OCTOBER 24, 2022
Data indicates there are only 137 such products now available compared with 353 in December last year The number of low-deposit 95% mortgages on sale has fallen by more than half since last month’s scrapped mini-budget, stoking fears that financial uncertainty could lead some banks to scrap the deals that are often the only way first-time buyers with small deposits can own a home.
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Payments Dive
OCTOBER 24, 2022
Companies must have policies and procedures to detect and remove inconsistencies and “obvious impossibilities” in credit data, the CFPB said.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
TheGuardian
OCTOBER 24, 2022
Former BoE governor admits his net zero alliance weakened veto on coal investment because of ‘antitrust concerns’ The former Bank of England governor, Mark Carney, has denied that big banks threatened to leave the climate finance group he leads after it was forced to soften a previous promise to stop financing all coal projects. Carney said that big US banks had not indicated “any intention” to leave the Glasgow Financial Alliance for Net Zero (GFANZ), a body Carney set up to aid the transition
BankInovation
OCTOBER 24, 2022
Core provider Jack Henry continues to invest in its API portal and automation solution as it looks ahead to upcoming projects, including the migration of its data, reporting and integration systems to Google Cloud. Mackenzie Kizer, senior director of enterprise integrations and services at Jack Henry, sat down with Bank Automation News recently to discuss […].
The Paypers
OCTOBER 24, 2022
The European Central Bank (ECB) has announced that the launch of new real-time gross settlement system and T2 are rescheduled from 21 November 2022 to 20 March 2023.
BankInovation
OCTOBER 24, 2022
Regtech company ComplyAdvantage has teamed up with anti-fraud fintech Resistant AI on a solution that alerts financial institutions to patterns that signal money laundering and other fraudulent activity. The artificial intelligence (AI)- and machine learning (ML)-powered solution, which has been in the works since ComplyAdvantage was founded in 2014, offers banks two options for implementation, […].
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
The Paypers
OCTOBER 24, 2022
Netherlands-based blockchain investigative tool Crystal has launched a ‘watchlist’ functionality that sends alerts and identifies risks with VASPS for FIs.
The Paypers
OCTOBER 24, 2022
The EU Commission has approved the merger of mobile payment companies MobilePay and Vipps into a new corporate group.
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The Paypers
OCTOBER 24, 2022
JCB has launched JCB Digital Currency (JCBDC), a pilot project developed in collaboration with IDEMIA , a digital identity provider, and Soft Space.
The Paypers
OCTOBER 24, 2022
Netherlands-based fintech Adyen has extended its offering by offering two new embedded financial products, Capital and Accounts, available in the US and Europe.
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The Paypers
OCTOBER 24, 2022
Moneyhub , an Open Finance platform, has secured an initial GBP 35 million in funding from high profile backers Legal & General and Lloyds Banking Group.
American Banker
OCTOBER 24, 2022
The Paypers
OCTOBER 24, 2022
The Singapore-based BNPL working group has launched the BNPL Code to guide service providers in the country to protect consumers and benefit the ecosystem.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
The Paypers
OCTOBER 24, 2022
UK-based digital payments infrastructure provider PPRO has launched an orchestration layer to help clients scale payment services through one connection.
The Paypers
OCTOBER 24, 2022
Jumio , a provider of identity proofing, risk assessment, and eKYC/AML compliance solutions, has extended Jumio KYX Platform.
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