Bank Innovation

FEBRUARY 21, 2020

In this episode, editors discuss the following news developments: Implications from LendingClub’s acquisition of Radius Bank; How Ally’s acquisition of the non-prime lender CardWorks boosts the bank’s long-term plans; and The launch of digital banking startup Level […].

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Fintech Digital Banking Customer Experience Innovation Strategies 243

Bank Innovation

MARCH 6, 2020

The inability to reach someone outside of business hours is a source of friction for some digital bank customers, but Rising Bank wants to set itself apart through one-on-one attention.

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Digital Banking Branding Customer Experience Innovation Strategies 221

The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Fintech Banking Trends Analysis 40

The Financial Brand

OCTOBER 23, 2018

The bank's innovative digital lending solution increases pressure on both fintechs and traditional institutions in a key battleground market. Bank Jumping Into Digital Lending With New Platform appeared first on The Financial Brand. The post U.S.

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Bank Innovation

OCTOBER 10, 2019

On the heels of an international expansion push, digital bank OakNorth‘s platform-as-a-service business has named a new CEO. Sunil Chandra, who was appointed this week, most recently served as vice president responsible for global talent acquisition at Google.

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Google Digital Banking Company Innovation Strategies 150

The Financial Brand

DECEMBER 10, 2020

Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that outcome. The post Is Stripe’s Lending and Payments Platform Move the Future of Banking? appeared first on The Financial Brand.

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The Financial Brand

SEPTEMBER 14, 2020

It's both a payment and lending challenge — banks must match fintechs' point of sale 'buy now, pay later' service or they'll lose share. The post Gen Z, Millennials and COVID Fueling Rise in Hybrid Credit Card Alternatives appeared first on The Financial Brand.

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Millennials Cards Lending Branding 37

The Financial Brand

NOVEMBER 7, 2021

Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past. The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

APRIL 1, 2021

While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again. The post Fintech Lenders Will Come Roaring Back As Economy Re-Opens appeared first on The Financial Brand.

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Fintech Branding Innovation Strategies Strategy 43

The Financial Brand

MARCH 10, 2020

The post Banking Must Provide Financial Relief In Times Of Economic Stress appeared first on The Financial Brand. Most financial institutions are ill equipped to provide personalized solutions to consumers faced with a financial emergency caused by Coronavirus.

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Branding Innovation Strategies Strategy Digital Banking 43

The Financial Brand

JULY 29, 2020

Savvy ecommerce giant ramps up banking-as-a-service and partnership programs to boost sales. For a handful of banks it's a prime opportunity. The post Amazon Pushing Deeper into Banking in the Post-Pandemic World appeared first on The Financial Brand.

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Branding Innovation Strategies Strategy Digital Banking 40

The Financial Brand

MARCH 21, 2021

Tailored high tech helps differentiate it from fintechs and big banks. The post How a Small Bank’s Big Bet on Digital-Only Paid Off appeared first on The Financial Brand. The BankMD brand is thriving where Chase and others have flopped.

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Branding Fintech Innovation Strategies Strategy 35

The Financial Brand

DECEMBER 6, 2020

Fast-growing mega-fintech siphons small business loans and transactions from banks. The post Why Square’s Expanding Ecosystem Threatens Banking’s Future appeared first on The Financial Brand. ILC charter plus P2P could impact the consumer market.

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Branding Fintech Marketing Innovation Strategies 38

The Financial Brand

DECEMBER 6, 2020

Fast-growing mega-fintech siphons small business loans and transactions from banks. The post Why Square’s Expanding Ecosystem Threatens Banking’s Future appeared first on The Financial Brand. ILC charter plus P2P could impact the consumer market.

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Branding Fintech Marketing Innovation Strategies 34

The Financial Brand

JULY 29, 2020

Savvy ecommerce giant ramps up banking-as-a-service and partnership programs to boost sales. For a handful of banks it's a prime opportunity. The post Amazon Pushing Deeper Into Banking in the Post-Pandemic World appeared first on The Financial Brand.

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Branding Innovation Strategies Strategy Digital Banking 35

The Financial Brand

FEBRUARY 15, 2021

The original U.S. challenger takes a different approach to disrupting. Hint: It requires a full-service balance sheet, not just a slick app.). The post The Neobank That’s Growing Like Crazy (and Earning Record Profits) appeared first on The Financial Brand.

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Branding Customer Experience Innovation Strategies Strategy 32

The Financial Brand

SEPTEMBER 8, 2020

The post 5 Threats Banks Face to Their Commercial Business (And How to Respond) appeared first on The Financial Brand. Along with the challenges come opportunities, including partnering with fintech providers in a platform arrangement, and enhanced onboarding.

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How To Branding Fintech Innovation Strategies 33

The Financial Brand

OCTOBER 6, 2020

The post Pandemic Wreaking Havoc on Traditional Banking Structure and Practices appeared first on The Financial Brand. An economy in flux because of COVID-19 recession will see financial institution evolution go on the fast-track, says major PwC report.

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Branding Report Innovation Strategies Strategy 31

The Financial Brand

APRIL 5, 2021

When neobanks and fintechs feel like they need to operate under their own national bank charter, they will get it — one way or another. The post How Fintechs Fight, Rent and Buy Their Way Into Banking appeared first on The Financial Brand.

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Fintech National Branding Operations 27

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

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The Financial Brand

MAY 8, 2016

It's time for smaller banks and credit unions to participate in the growth of the fintech marketplace, finding ways to better serve the digital customer.

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Fintech Innovation Strategies Strategy Digital Banking 12

William Mills

SEPTEMBER 7, 2016

Specializes in digital banking platform. Command center for small business lending. A customer gets and email with a link and see the offers that the bank has given them. This triggers activity and lending platform. The African bank of the future.” Origination and onboarding is currently very difficult.

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