FICO

JANUARY 13, 2020

plans to create a reassigned number database ), the “autodialer” definition continues to remain in limbo. While regulators have formed an inter-agency working group to develop viable reform measures, Congress has recently taken action to address the problem. Congress takes the lead in promoting AML/CFT reform.

Policies 52

Policies Las Vegas FDIC Washington 52

MyBankTracker

JULY 31, 2020

The typical financial advice is to be “100% invested” — meaning every available dollar you have is invested in a security, fund, or other investment. Cash-equivalent accounts are generally interest-bearing securities that mature in 90 days or less. CDs typically come with automatic rollover provisions. Treasury bills.

Taxes 52

Taxes Security Marketing FDIC 52

CFPB Monitor

JULY 1, 2020

The agencies are the Comptroller of the Currency, Farm Credit Administration, FDIC, Federal Reserve Board, and National Credit Union Administration. Flood Insurance Requirements for Home Equity Loans, Lines of Credit, Subordinate Liens, and Other Security Interests in Collateral Located in an Special Flood Hazard Area.

Policies 60

Policies Security FDIC National 60

Javelin Strategy & Research

SEPTEMBER 2, 2014

Win-lose financial services solutions are unsustainable for industry if consumers find themselves further and further in the hole, and they also take our attention away from rethinking how things should work related to financial services, payments, identity, fraud, privacy and security. Definitely not. Impossible? Absolutely!

Innovation 58

Innovation DC FDIC Strategy 58

CFPB Monitor

APRIL 28, 2022

As the number and frequency of cyber attacks continue to grow, regulators have attempted to enhance cybersecurity protections via increased and more rigid incident reporting obligations, leading to a constantly shifting regulatory patchwork of varying disclosure and timing obligations. Status/Effective Date.

Report 147

Report FDIC Regulation Security 147

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. The FDIC’s announcement said a private placement offering will raise at least $25 million for the bank ahead of its launch. Bloomberg listed Casey G.

Community Bank 122

Community Bank Community FDIC Marketing 122

Abrigo

SEPTEMBER 14, 2022

In 2011, the CFPB interpreted Section 1071 to mean that obligations for financial institutions to collect, maintain, and submit data “do not arise until the [CFPB] issues implementing regulations and those regulations take effect.” Those implementing regulations were coming. Lending Regulation. Lending Regulation.

Lending 195

Lending Data Regulation Community 195

CFPB Monitor

DECEMBER 15, 2020

Other items listed in the agenda on which the CFPB expects to take action before the end of this year and next year include: Business Lending Data (Regulation B). Home Mortgage Disclosure Act (Regulation C). The FIRREA amendments require implementing regulations for quality control standards for automated valuation models.

Policies 78

Policies Regulation Data Lending 78

PYMNTS

MAY 24, 2016

Pay and auto title loans are going to stay on the market, and the CFPB has no ability to regulate pricing. ” Those looking to debate the merits of abolition aren’t being realistic, according to Pew, and are failing to ask the right question about the coming draft regulations. And that the CFPB can fix — narrowly.

Lending 103

Lending FDIC Maine Regulation 103

Independent Banker

MARCH 15, 2015

It was definitely a time for patting ourselves on the back for making wise decisions,” Lynn Hoyng, executive assistant at The Peoples Bank, recalls of the Wall Street financial crisis. Regulation Review Committee, vice chairman. FDIC Advisory Committee on Community Banking, member. Jack got us through that just fine.

Ohio 70

Ohio Community Bank Community Lending 70

CB Insights

DECEMBER 4, 2019

The 2017 FDIC National Survey of Unbanked and Underbanked Households shows: Approximately 6.5% Amazon Credit Builder — In Q2’19 Amazon partneredwith Synchrony Bank to create a program that helps customers in the unbanked and underbanked income brackets boost their credit with a secured credit card. adults and 6.4M

Cards 101

Cards Lending Strategy US 101

CFPB Monitor

JULY 6, 2020

The Economic Growth, Regulatory Relief, and Consumer Protection Act directs the CFPB to implement an exemption from the mandatory escrow account requirement for higher-priced mortgage loans under the Truth in Lending Act and Regulation Z for certain insured credit unions and insured depository institutions. Role of Supervisory Guidance.

Regulation 78

Regulation Policies FDIC Lending 78

FICO

DECEMBER 19, 2018

I expect the FCC to issue a declaratory ruling in the first half of 2019 that will provide much needed clarity around the definition of Automatic Telephone Dialing System. I believe this will slip a few months but by June 2019 the proposed regulations will finally be available for public review and comment. The next step?

Policies 40

Policies District of Columbia Regulation California 40