FDIC issues research paper on use of digital footprints to assess creditworthiness
CFPB Monitor
OCTOBER 9, 2018
search engine or price comparison site). The researchers considered ten digital footprint variables that included: The device type (e.g. tablet or mobile). The operating system (e.g. iOS or Android). The channel through which a customer comes to a website (e.g. Two pieces of information about the user’s email address (e.g.
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