Abrigo

JANUARY 30, 2024

Attendees return from ThinkBIG energized and informed so they can continue positively impacting their institutions and, more importantly, their communities. Attendees learn, foster new relationships with peers, and gain the latest insights from key subject matter experts,” said the Vice President of a Texas Bank.

Conference 195

Conference Arizona Phoenix Fraud 195

Independent Banker

JANUARY 31, 2022

With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. Here’s how four community banks are thriving in this environment. There’s a lot of energy in the southern half of Texas, and it’s not just the resources that power our homes and cars. Photo by Dennis Burnett.

Texas 182

Texas San Antonio Community Bank Community 182

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Location: The Woodlands, Texas. Assets: $9 billion. Generational wealth typically starts with home ownership. The largest purchase families make is typically their home.”.

Austin 91

Austin Texas Community National 91

American Banker

FEBRUARY 5, 2021

First Foundation is relocating its corporate headquarters to Dallas, where the tax burden is lighter and it sees more opportunity to beef up lending, add wealth management clients and pursue acquisitions of community banks.

Taxes 66

Taxes Texas Dallas California 66

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. You can also incorporate the results into the asset/liability management model and develop stress testing scenarios down the road. Asset/Liability.

Conference 195

Conference San Antonio Lending Fraud 195

Independent Banker

OCTOBER 1, 2022

The West Virginia community bank is helping small-business customers get the financing they need while continually seeking new ideas to plan for its own future. Consider, for example, its commercial lending approach. The SBA West Virginia District Office named it the West Virginia Community Lender of the Year for 2021.

West Virginia 91

West Virginia Virginia Community Bank Community 91

PYMNTS

MARCH 21, 2019

Aura , a community development financial institution that provides cost-friendly loans to families, has completed a $50 million private social bond issuance, the company announced on Thursday (Mar. The money from the issuance will allow for 32,561 credit-building loans to what the company calls underserved and underbanked communities.

Arizona 107

Arizona Illinois Community Capital 107

CFPB Monitor

NOVEMBER 3, 2014

Klein The Federal Reserve Board indicated it is scrutinizing mortgage loan pricing models that comply with Regulation Z but nonetheless, in the view of the Board, significantly increase fair lending risk. We wrote about the case, Texas Department of Housing and Community Affairs v. The Inclusive Communities Project, Inc.

Lending 90

Lending Community Regulation Texas 90

Abrigo

MARCH 20, 2015

Based on an analysis of data from more than 6,500 banks across the country, Sageworks recently identified America’s healthiest banks by their Texas Ratios. with the lowest Texas Ratios. Regionally, Southern banks included the highest number of institutions with a zero Texas Ratio, with 16 of their top 20. Blog Bank'

Texas 150

Texas Regional California Community Bank 150

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Yet community bankers serving the oil industry say they’ve been expecting a drop in the notoriously cyclical price of crude. billion-asset community bank based in Happy, Texas. By Howard Schneider.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

South State Correspondent

SEPTEMBER 20, 2022

It was agreed that too many lines of business, such as treasury management, commercial lending, and commercial deposits, are not utilizing their marketing departments enough, given the tremendous value of their products. The top part of this range seems to be around 10.5%. Bank Marketing Lesson 9: Goal Setting – A Common Theme.

Conference 195

Conference Marketing social media Data 195

Independent Banker

APRIL 28, 2016

in Galveston, Texas. Rasmussen: Yes, it is an honor to serve the Group 3 Banks in Texas, southern New Mexico and northern Louisiana for three more years. Finally, I focus on economic news in our markets, which include five communities south of Houston. IB: How is Texas’s economy holding up with the severe drop in oil prices?

Dallas 131

Dallas Texas Houston Community 131

Abrigo

JANUARY 28, 2016

trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5 million and two employees), financial institutions understand the importance of customer and community service. Internal challenges Top management will be familiar with many of the internal challenges. They may include: 1.

Capital 150

Capital Texas Risk Management Management 150

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 181

Idaho Community Industry Strategy 181

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

Independent Banker

FEBRUARY 24, 2016

Greg Steverson (left) successfully manages a $100 million institutional investment portfolio for Ledyard National Bank in Norwich, Vt. Mikella Newsom (middle) successfully manages a $325 million institutional investment portfolio for City Bank in Lubbock, Texas. Investment principles of top bank portfolio managers.

Community Bank 70

Community Bank Community Texas Management 70

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

AUGUST 19, 2019

CFPB and Payday Lending. The repayment provisions of the Consumer Financial Protection Bureau’s (CFPB) payday lending rule will not be in place as of today, which had been the date mandated in regulations announced two years ago. August 19 is here, and a deadline comes and goes.

social media 128

social media Regulation Lending Compliance 128

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

CFPB Monitor

SEPTEMBER 21, 2015

The CFPB announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, and Credit Union Advisory Council. New members to the Consumer Advisory Board will serve three-year terms and new members to the Community Bank and Credit Union Advisory Councils will serve two-year terms. Kathleen C.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Congrats to Randy and a great management team. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. GonzoBanker of the Year – Credit Union.

Fintech 147

Fintech Strategy Leadership Lending 147

Jeff For Banks

SEPTEMBER 13, 2015

Prior to BofI, he was an investment banker, management consultant, and attorney to the banking industry. Selection: Mitch Englert, EVP of Community Banking, Capital City Bank Group, Inc. I focused on traditional community banks and did not consider high yield type banks such as credit card banks. Imagine that.

Community Bank 60

Community Bank Lending Community Security 60

Independent Banker

NOVEMBER 13, 2014

Adoption by community banks of the model is still likely a year or more away as lenders gradually upgrade to the new model. Regardless, the initial reaction is that FICO Score 9 could be good news for lenders, say several banking and lending analysts. Kerry Curry is a financial writer in Texas. in San Jose, Calif.,

San Jose 79

San Jose Community Bank Lending Analytics 79

Independent Banker

SEPTEMBER 26, 2014

Even though the industry identified several major regulatory burdens, including those posed by the Truth in Lending Act and the Home Mortgage Disclosure Act, few substantive regulations were repealed. Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. Starting fresh.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Gonzobanker

SEPTEMBER 10, 2019

The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million. This deal looks good for Temenos, Kony and the banking industry clients of both firms.

United States 89

United States Texas Austin Kansas City 89

William Mills

DECEMBER 12, 2017

Customer experience, automation, machine learning, artificial intelligence (AI), ease of use, flexibility – all of these were part of the discussions at this year’s SourceMedia’s Small Business Banking Conference in Austin, Texas. Think Quicken Loans® on steroids but for small business lending. www.miradortech.com. AI Foundry.

Conference 40

Conference Innovation Lending Customer Experience 40

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

Gonzobanker

DECEMBER 19, 2017

Endless CRM and data management projects that shook our foundations and gutted our PMOs. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. The Real “Lending” Stock Award – Goes to longtime player LendingTree. This year brought us: Mergers out the yin-yang.

Conference 101

Conference Industry Community Bank Community 101

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. Independent?

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Photo by Linkes Photography. By Ed Avis.

Community Bank 172

Community Bank Community National Philadelphia 172

Gonzobanker

FEBRUARY 18, 2015

What we do is really not that self-important; we borrow money from businesses and consumers and lend it back to them. There were a handful of female executives, but they were few and far between and most I encountered were directors, not bank management. 5 billion is the new floor. Pricing expectations are coming down to earth.

Conference 60

Conference Community Phoenix Arizona 60

Fintech Labs Insights

DECEMBER 14, 2015

Four Finovate alums were among the bunch: CBANC Network took in $4 million for it’s community bank information network. Trizic grabbed $2 million for its wealth management platform. BankersLab received an undisclosed investment towards its commercial lending training & compliance tools. Real estate lending marketplace.

San Francisco 12

San Francisco Company Fintech New York City 12

Fintech Labs Insights

SEPTEMBER 25, 2015

The biggest pure-equity round went to Finovate alum, CoverHound , an insurance portal gaining favor with the VC community. Auto lending marketplace lender. HQ: Austin, Texas. Risk management. Mobile P2P lending platform. Tags: Investing, information, trading, analytics, investors, wealth management.

San Francisco 12

San Francisco Company Fintech San Jose 12

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. Peer-to-peer lending marketplace. Tags: Consumers, youth market, lending, loans, credit, underwriting. SmartAsset raised $3.8 Qumram raised $2.5

Company 12

Company New York City Fintech Colorado 12

Fintech Labs Insights

MARCH 28, 2016

Three Finovate alums brought in new cash: Kreditech raised $11 million for its banking and lending services for the underbanked. Here are the fintech deals by size from 19 March to 25 March 2016: Open Lending. Automated lending solutions for financial institutions. Automated lending solutions for financial institutions.

Company 12

Company Fintech San Francisco New York City 12

Gonzobanker

DECEMBER 20, 2019

Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank. billion of assets under management. billion of assets under management. WSFS – Stock Price Under Mark Turner.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

OCTOBER 28, 2014

In a world where information can be the most valuable currency, community banks are gathering more of their internal data. a bank software provider in Cedar Park, Texas, most community banks gather data well for reporting purposes. Drew McMullen, a partner and managing director for Sense Corp. Lending, transaction data.

Data 88

Data social media Community Bank Community 88