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OPINION: Is college worth it? Students can learn to calculate the payoff

PYMNTS

Investors in financial markets consider many complex variables to mitigate risks and maximize returns. Evidence on labor market returns from associate degrees can be hard to come by. Department of Education’s College Score Card. Investing in college is no different.

Regional 167
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June’s Top 12 Mobile Pay Moments

PYMNTS

And what better way to mark that milestone than with a monthly recap of the Top 12 news items in one major market in the payments ecosystem: mobile payments. Samsung Pay is the first mobile payment service of its kind to be launched in Spain, giving it a head start in the market over Apple Pay and Android Pay. Apple Pay — 20 Months In.

Mobile 104
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Sizzle Or Fizzle: Facebook, Online Lending, Cash – And The Twilio Surge

PYMNTS

But Facebook got the jump on the news cycle this week with the big news that it was opening up Facebook Canvas for retailers and other marketers on the site, as opposed to just advertis e rs. Costco Card. The Costco Card has generated a lot of buzz. That has left them sans card since the switch went into effect on Monday.

Lending 101
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CFPB announces new appointments to advisory groups

CFPB Monitor

Hughes, Senior Vice President of Card Marketing, Discover Financial Services, Deerfield, Ill. Robinson, Executive Director, Coalition for a Prosperous Mississippi, Richland, Miss. Christopher G. Kukla, Senior Vice President, Center for Responsible Lending, Durham, N.C.

Groups 60
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Food Stamps Online: The $75B Grocery Game-Changer?

PYMNTS

Those who are unbanked pay to cash their checks, to get money orders to pay their bills and to buy and use prepaid cards. There is also the surprising reality that goods that less affluent consumers favor also tend to stay in the market longer with fewer changes over time, meaning their prices more or less trend up with inflation.

Online 100
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Major Medium of Exchange

Independent Banker

Debit and credit cards, direct deposits, paper checks, online and mobile bill payments and other technologies have changed the role of cash in our economy. The majority of our elderly customers still use all cash and checks, not debit cards. King Cash still plays a regal role for people and businesses on Main Street. By Ed Avis.

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A Deep Dive into the Distribution of the FICO Score Across the US

FICO

Another theory is that people’s exposure to their credit reports and FICO® Scores, like seeing their updated FICO® Score on their monthly credit card statements, may have increased awareness and resulted in more prudent management of their personal finances. Nice year-round weather and a hot job market comes at a cost!