Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. The Presidential State of the Union address was supposed to report to Congress the Administration's view of the condition and performance of our country. And capital ratios have held steady and strong. Provision, and income taxes. Trends are telling.

Taxes 60

Taxes Regional Industry Trends 60

MyBankTracker

JULY 31, 2020

Both the principal value of the certificate and the interest rate are guaranteed by the bank, and fully covered by FDIC insurance for up to $250,000 per depositor, per bank. And since they are issued by banks, they’re also insured by FDIC. Treasury securities has the advantage of being tax-free for state income tax purposes.

Taxes 52

Taxes Security Marketing FDIC 52

Jeff For Banks

MAY 20, 2017

To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. They need a marketing person to title their reports. See the chart below from the OCC report for net charge-offs during the Great Recession. Maybe sub out an economist or two.

Lending 60

Lending Regulation Community Community Bank 60

South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. Percentage of Uninsured Deposits: At the time of failure, SVB had approximately 88% of their deposits above the FDIC-insured $250k limit and ran at 95% at the end of last year. The ratio would provide a bank’s current core capital position to risk-adjusted assets.

social media 195

social media FDIC Branding Management 195

Javelin Strategy & Research

FEBRUARY 23, 2015

I said that in first PFM report for Javelin in 2009, and I’ve repeated it in the seven reports since, most recently in “Managing Money in the ‘Mobile-First’ Era: A Blueprint for On-the-Go Personal Finance Management.”. In January, Capital One snatched up Level Money’s budget app. And that brings me to Digit.

Management 40

Management Taxes Mobile America 40

Abrigo

JANUARY 29, 2020

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending. Survey respondents reported an average ag loan approval rate of 75.1%

Lending 195

Lending How To FDIC Survey 195

Abrigo

MARCH 31, 2017

FDIC officials in March outlined several types of weaknesses in loan underwriting, administration and oversight practices that are emerging at some banks with CRE portfolios. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication.

FDIC 186

FDIC Risk Management Analysis Lending 186

Independent Banker

JULY 29, 2016

Although many provisions directly seek to relieve unnecessary regulatory burdens, some of the plan’s provisions are specifically designed to create new options for community banks to raise and preserve vital institutional capital. 812) and the Community Bank Access to Capital Act (H.R. FDIC Assessment Rules. 1233 and S.

Community Bank 70

Community Bank Community Washington FDIC 70

Fintech Labs Insights

APRIL 17, 2017

Investors receive quarterly distributions along with performance reports. Investor funds are held in an Investors Trust Account with City National Bank and in the event of default, the funds are FDIC insured up to $250,000. Realty Mogul offers a 1031 exchange option for investors for a tax-friendly funding option.

Technology 19

Technology Montana Company Management 19

PYMNTS

MARCH 2, 2018

The latest round of this so-called crypto-jacking was reported this week when a hacker or gang of hackers broke into a Tesla-owned Amazon cloud account and used it to “mine” cryptocurrency, security researchers said. “We If that sounds extreme, Symantec reported this week that crypto-jacking is up 1200 percent year over year in the U.K.,

Bitcoin 104

Bitcoin cryptocurrency Taxes Community 104

PYMNTS

APRIL 17, 2018

And while reports in The Washington Post said the situation was thus “diffused,” the saga was a disruptive reminder that the regulatory landscape for marijuana companies — often small businesses (SMBs) — remains unclear, in flux and risky. We can process payroll and taxes for our banked clients.”. They need to run compliance.

Regulation 101

Regulation Taxes Compliance United States 101

FICO

JULY 17, 2017

Perhaps an equally daunting challenge is the already crowded legislative agenda, which includes heavy-lift items like healthcare and tax reform and increased infrastructure spending. A Crowded Legislative Agenda. There are even rumblings of serious work on housing finance reform.

US 40

US Leadership Regulation Policies 40