Capital Document National Risk Management 
Abrigo
DECEMBER 18, 2023
WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. Takeaway 3 Loan-level stress testing can help assess repricing risk, while capital stress testing helps clarify the impact of CRE loan losses on capital.
Perficient
OCTOBER 12, 2020
Named a leader by IDC for treasury and finance, Kyriba optimizes cash and risk management, payments and working capital strategies through a highly secure Software-as-a-Service platform. New compliance standards from SWIFT now require internal SWIFT domain expertise with annual certifications and annual documentation.
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South State Correspondent
AUGUST 21, 2022
Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. Borrowers should hire legal counsel with specific derivative knowledge to review ISDA documents.
Abrigo
DECEMBER 14, 2014
Many would point to imprudent lending standards as a leading cause of the financial crisis of 2008, and in turn, financial institution regulators have since bolstered lending standards and capital thresholds as a preventive measure against a similar crisis.
Abrigo
AUGUST 5, 2020
is officially in a recession, according to the National Bureau of Economic Research. Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. The national effects remain opaque and will continue to change – do not get complacent.
Independent Banker
SEPTEMBER 25, 2014
Be aware of existing or emerging risk concerns. Bland of the OCC agrees that “one of the biggest issues” for bank examiners is evaluating operational risk, especially with eyes toward the current financial environment where loan underwriting terms are changing. We’re starting to see examiners demanding a capital plan be in place.”.
CFPB Monitor
APRIL 25, 2022
In January 2021, the OCC granted Anchorage conditional approval for a national trust bank charter. As an enforceable condition of approval, the company entered into an operating agreement which sets forth, among other things, capital and liquidity requirements and the OCC’s risk management expectations. CDD and SARs.
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