Fintech Labs Insights

MARCH 4, 2020

The first pure-play digital bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g.,

Digital Banking 15

Digital Banking San Francisco UX Austin 15

Fintech Labs Insights

NOVEMBER 22, 2021

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., debit or charge cards. Under that definition, PayPal is a business bank as is Square and Amazon. NEW : Looking for digital lenders, corporate charge/credit cards or insurance?

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San Francisco Digital Banking Online CA 15

CB Insights

DECEMBER 10, 2020

Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. Investment banking.

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America Lending Cards San Francisco 101

Fintech Labs Insights

APRIL 6, 2023

But what we will see is the challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. Case in point: Just days after the Feds took over SVB, Mercury was in market with its Mercury Vault, offering $5 million in FDIC insurance by distributing balances across 20 insured banks.

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

Fintech Labs Insights

JUNE 3, 2021

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., debit or charge cards. Under that definition, PayPal is a business bank as is Square and Amazon. NEW : Looking for digital lenders, check out our latest list here. HQ: San Francisco Bay Area.

San Francisco 15

San Francisco Online Digital Banking Fintech 15

Fintech Labs Insights

MAY 7, 2021

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., debit or charge cards. Under that definition, PayPal is a business bank as is Square and Amazon. NEW : Looking for digital lenders, check out our latest list here. HQ: San Francisco Bay Area.

San Francisco 15

San Francisco Online Digital Banking Austin 15

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM boasts an industry leading credit card network. JPM’s evolving suite of digital banking apps.

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Cards Mobile Strategy Branding 76

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Millennials.

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Retail Cards Millennials Mobile 78

Gonzobanker

DECEMBER 17, 2021

Huntington and TCF merge to create the $170 billion Midwest dynamo and vault them into one of the top 10 banks in the country. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. THE SMARTER BANK AWARDS.

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Fintech Strategy Leadership Lending 143

Fintech Labs Insights

MAY 26, 2016

Digital banking company. Latest round: $40 million Debt (Silcon Valley Bank). HQ: San Jose, California. Digital bank. HQ: San Francisco, California. Digital banking company. Prepaid debit card. Tags: Consumer, payments, debit cards, prepaid. Source: Crunchbase.

St. Louis 20

St. Louis Company Fintech New York City 20

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. A “Get Your Act Together” Statistic if There Ever Was One – Non-banks will account for over half of mortgage production in 2016.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. A “Get Your Act Together” Statistic if There Ever Was One – Non-banks will account for over half of mortgage production in 2016.

Utah 60

Utah System Community Marketing 60

CB Insights

MAY 15, 2019

Key people: Chris Curtin, Chief Brand & Innovation Marketing Officer; Shiv Singh, Senior Vice President of Innovation & Strategic Partnerships. The success of the One Market Center location in San Francisco has spurred other Innovation Centers across the world, in locations such as Dubai, Singapore, Miami, and London.

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Innovation blockchain Technology Groups 78

William Mills

SEPTEMBER 7, 2016

With CRMnext, replacing a lost card or request a new pin is a one button process. But came here to talk about BankJoy API –Which provides advance banking out of the box. Demo: voice conversation with Alexa, able to ask bank account balance, block cards, pay bills, send money to friends. Drag and drop functionality.

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Mobile Cards Fraud Data 40

Fintech Labs Insights

JULY 22, 2015

The event will take place October 6 & 7 at the UCSF Mission Bay Conference Center in San Francisco ( check out our event brochure ). Backbase will talk about its Digital Banking Platform and its Open Banking Marketplace. Tickets are available at our Very Early Bird rate so pick yours up today.

San Francisco 12

San Francisco Video Fintech Data 12

William Mills

MAY 9, 2018

How they describe their product/innovation: Fiserv integrates Samsung SDS biometric authentication and collaboration solutions into its award-winning Commercial Center: Security (CC:S) for a more secure and convenient digital banking experience. These folks are San Franciso-based. They have a cool card.

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Security Samsung Strategy San Jose 40

Fintech Labs Insights

SEPTEMBER 1, 2015

Ethoca provides collaboration-based technology solutions that close the information gap between card issuers and commerce merchants. Euronovate is a leading company in digital transformation and biometric identity management solutions. LiquidLandscape is a San Francisco based fintech startup, with operations in London and New York.

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Company Software Analytics Mobile 12

William Mills

SEPTEMBER 9, 2016

Now showing how Avoka can integrate with a ton of apps in a matter of days with your company’s brand. From their web site: Based in San Francisco, MarketX was founded by a group of experienced professionals from finance, legal, and technology backgrounds. Larger banks want an API and dig-down. I need to learn more.

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social media ATM Mobile Customer Experience 40