Abrigo

DECEMBER 19, 2019

Key Takeaways To book loans more quickly, institutions must create efficiencies and increase loan turnaround. Growing the loan portfolio seems fairly straightforward: book more loans. To book loans more quickly, financial institutions must create efficiencies and increase loan turnaround – without sacrificing quality.

Lending 195

Lending Fraud Community FDIC 195

South State Correspondent

JANUARY 4, 2023

Building out the ever-important treasury management suite, targeting deposit-rich customer segments, and creating new savings products are all examples of how banks can build deposit balances at low cost, low-rate sensitivity, and high deposit convexity. Remember all those five-year fixed-rate loans you booked at 4%? Conclusion.

Community Bank 195

Community Bank Capital Lending Training 195

FICO

AUGUST 18, 2021

This post explores the credit card trends in the US, UK and Canada, reviewing regional differences and focussing on the impact of the pandemic. The UK has much higher limits for those less than 12 months on book (new); this suggests a low and grow approach in both the US and Canada. Source: FICO. Above-Limit Spend. Source: FICO.

Trends 52

Trends US Cards Regional 52

FICO

FEBRUARY 18, 2021

Retail consumers, small and medium enterprises, and commercial entities are looking to banks for increasing levels of support and assistance, especially as government-introduced stimulus programs start to mature and expire around the globe. Here are our five recommendations for credit risk managers.

Policies 59

Policies Analysis Risk Management Data 59

Gonzobanker

MARCH 23, 2020

Retail-oriented banks and credit unions should estimate percentages of customers who will be impacted based on industry codes. Our long novels about slowly losing ground to the mega banks just became an audio book to be played on high speed while walking between the kitchen and home office to refill on coffee.

Community Bank 121

Community Bank Tools Case Study Online 121

Independent Banker

FEBRUARY 24, 2016

State/Regional Partners Reception*. State/Regional Affiliate Associations & Exhibitor Receptions*. IB: What’s the main message in your book, “The Road to Reinvention”? The book prioritizes the need for reinvention. The idea in the book is, how do you reinvent early and often? Monday, March 7. General Session.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

Gonzobanker

DECEMBER 20, 2019

So many miles to go, retail bankers! In a mature credit cycle with a tough yield cure, Chase is still growing retail revenue a 7+% and mobile banking users by 12+%. And Partners CEO John Janclaes helped put Kony on the market map in mid-size shops, even keynoting Kony’s conference with a leadership book in tow. Might be time to.

Idaho 148

Idaho Conference Data Marketing 148