2022 Capital Community Taxes 
Independent Banker
DECEMBER 31, 2021
What changes will 2022 bring? Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists?
Independent Banker
MARCH 31, 2022
From credit union overreach to onerous overregulation, the 2022/23 ICBA board of directors has plenty on its to-do list. Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. By Molly Bennett.
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South State Correspondent
JULY 5, 2022
In a stagflation environment, as interest rates rise and cash flow (earnings before interest, taxes, depreciation, and amortization (EBITDA), or net operating income (NOI)) decreases, the borrower’s capacity to service debt as measured by the debt service coverage ratio (DSCR) decreases rapidly.
Jeff For Banks
NOVEMBER 4, 2022
Source: S&P Capital IQ for Banks-Savings Banks and Credit Unions between $1B-$10B in total assets. YTD=June 30, 2022. Even though they pay no federal corporate income taxes? Retained earnings is their least expensive form of capital. In some cases, their only form of capital. CUs was 2.86%. A 59 bps difference!
Independent Banker
JANUARY 31, 2022
Here’s how four community banks are thriving in this environment. Corporate relocations and expansions—influenced by factors like affordability, low corporate tax rates, no personal income tax and a rich talent pool—have contributed to a momentum that isn’t likely to subside soon. Photo by Dennis Burnett. By Mindy Charski.
Ublocal
JUNE 5, 2023
Working capital is the lifeblood of any business, but it can be challenging for small business owners and entrepreneurs to get conventional financing. Pay taxes to the U.S. If requested, you’ll also need to provide your personal tax returns from the past three years. SBA loans were created to fill that gap.
Abrigo
APRIL 22, 2024
Takeaway 2 Several small business lending processes can tax both borrowers and staff. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. trillion between 2019 and 2022. The market surged to as high as $2.4
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