Remove 2021 Remove Cards Remove Marketing Remove User Experience
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Apple Card Growth, Flywire Hire and B2B Changes Top Week’s News

PYMNTS

Goldman Extends $10B In Apple Card Credit In First Month. According to regulatory filings made public this week, Apple Card? customers had $736 million in loan balances at the end of September, though it’s not clear how that compares with other credit cards, as Bloomberg said banks do not break out performance by individual cards.

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Dwolla CEO: The Paper Check-less Business Payments Sea Change

PYMNTS

Building What The Market Needs Now. After all, an ACH and a check are the same thing, operationally – minus the inconvenient, inefficient paper or the fees associated with using cards. I believe we are rethinking the entire B2B payments roadmap for 2021 and beyond,” he said. I think it's here to stay.”.

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The Impact of COVID-19 on Credit Card Payments

FICO

This post explores the credit card trends in the UK, US and Canada, reviewing regional differences and focussing on the impact of the pandemic. The impact of the extra savings people accumulated during the pandemic is clear for all regions and is masking the impact on those that have struggled and are struggling to support their card debt.

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Healthcare’s Cure For Ailing Passwords: Biometrics

PYMNTS

The average North American consumer is projected to have access to 13 networked devices by 2021, while the typical global user will have access to four. As consumers add to the number of connected devices in their possession, they expect a seamless user experience as they shift from one device to the next.

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Seller Platforms And Digital Marketplaces Define B2B Payments For 2021

PYMNTS

Yes, many organizations shifted the needle away from the paper check toward ePayment tools like commercial cards and ACH as a result of necessity. Still, the card rails themselves saw significant innovation in 2021 as more organizations turned to card products in their own digitization efforts.

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How to respond to buy now, pay later

Independent Banker

Consumers are increasingly interested in buy now, pay later products, which are cutting into credit card usage. of buy now, pay later users experience credit score degradation. It may be easier to use a credit card if a consumer isn’t certain that they will keep the product.”. Illustration by Wenjin Chen/Getty Images.

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Banking-as-a-Service Moves Past Its Missteps To A Better User Experience

PYMNTS

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. A Phased Approach.