2016 Community Bank Lending Regional 
PYMNTS
JANUARY 9, 2018
With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index.
PYMNTS
AUGUST 12, 2019
One area of impact is small business finance and lending, with small businesses and lenders seeing a slowdown in demand. Small business lending platform Funding Circle commented on this effect in its latest earnings data, noting that there has been “some deterioration” in its higher-risk small business loan bands in the U.K.
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PYMNTS
MAY 30, 2018
Financing of all sorts was on the downswing, and SMB owners began dipping into their own piggy banks before seeking a lending agreement. That finding comes care of data gathered by 12 regional Federal Reserve banks in a survey conducted over the third and fourth quarter of 2017.
PYMNTS
OCTOBER 8, 2018
Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. That document focuses on budgets and regulatory efforts across the region. Banking, Eyed by the Fed. Crypto Regulations.
Independent Banker
FEBRUARY 24, 2016
As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Several trends have arisen that are likely to continue shaping the commercial lending market. Here are five commercial lending trends from some of the industry’s top commercial lenders.
Independent Banker
APRIL 28, 2016
I have served on the audit committee (yes—we are thoroughly audited) for the past three years and will be serving on the budget committee in 2016. IB: What perspectives do you and other board members provide to the Federal Reserve banks? In fact, huge expansion projects are now underway across our region.
Gonzobanker
MARCH 9, 2022
While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. Let’s be clear Gonzobankers, these deals are NOT about massive numbers of bank core replacements.
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