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SME Optimism Waning In Election Season, Says Capital One

PYMNTS

The latest findings from Capital One’s Spark Business Barometer found a significant decline in small business optimism this year compared to their sentiments this time last year, reports said on Monday (May 2). Capital One did uncover good news, however. The economy may be in recovery, but small businesses in the U.S.

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Despite Plenty Of Concerns, SMB Optimism Holds Fast

PYMNTS

Small business owners have a lot on their plates today and, depending on who one asks, top concerns range from taxes to late invoice payments. Luckily, research from Bank of America, Wells Fargo, Capital One and others often point to one thing: Despite the challenges, small businesses are optimistic. Eighty-one percent of U.S.

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From Investing To Budgeting, How Millennials Are Disrupting Personal Finance

CB Insights

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

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The Periodic Table of Tech in India

CB Insights

In 2016, Indian tech companies closed 965 deals , a 10% increase from the 881 closed in 2015. As a result the investment total for 2016 was $3.4B, lower than both 2015 and 2014. Venture Capital. Our table features both India-based and foreign venture capital funds. Click the image below to enlarge. Corporation/CVC.

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What The Climbing Debt Defaults Really Mean For The Economy

PYMNTS

trillion, a $193 billion increase from Q3 and $402 billion higher than the fourth quarter of 2016. Capital One , for example, opened the year with earnings that reflected higher quarter-over-quarter and year-over-year defaults, and a jump of 5 percent in credit loss provisions.

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Student Loan Repayments as a Service

Fintech Labs Insights

And it’s not the first time financial institution capital has backed startups in this area. counts MassMutual as an investor and Gradifi was acquired by First Republic Bank in 2016. There is some chance that student loan repayment could get tax perks along the lines of 401(k)s or IRAs, which will incent the market even more.

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Killing The I-Bank: The Disruption Of Investment Banking

CB Insights

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. Since a 2016 low, the number of US-based, VC-backed tech companies has steadily increased. STAYING PRIVATE. EXPLORING CHANGES TO THE IPO.