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Guest Post: 2013 Economic Year in Review and Outlook by Banker Dorothy Jaworski

Jeff For Banks

But in nine short months of 2013, you and the Fed stumbled with mixed signals and miscommunication and the markets pushed the 10 year Treasury yield up by 130 basis points to 3.00%, removing all of the good attained by QE over the years. The National Association of Business Economics, or “NABE,” is almost as optimistic at close to 3%.

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Lending to nonprofits: Considerations for credit analysis

Abrigo

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. economy in 2013, or roughly 5 percent of GDP. Finances related to U.S. Revenues increased 3 percent to $2.26 trillion; assets rose 5.2

Analysis 150
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The State of Banking

Jeff For Banks

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. And capital ratios have held steady and strong. In fact, if you listen to some institutional investors, the industry is over-capitalized. Provision, and income taxes.

Taxes 60
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Guest Post: 2012 Economic Year in Review by Dorothy Jaworski

Jeff For Banks

Housing markets have begun to improve with the national indices showing year-over-year growth of 3% to 4% recently. The “Fiscal Cliff” Who in their right minds would have so many critical tax codes and laws expiring all on the same year-end date? The tax bracket changes become permanent and that will allow planning to resume.

Taxes 71
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Austin Is Bringing The FinTech Heat

PYMNTS

That couldn’t ring truer for the state’s capital, which many consider to have a tech scene bursting with potential and growth. Last year, 147 companies in Austin’s digital tech ecosystem raised more than $966 million in new capital, with more than $3.9 You know what they say, everything is bigger in Texas. billion in exits.

Austin 100
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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

Construction concentration criteria : Loans for construction, land, and land development (CLD) represent 100% or more of a banking institution's total risk-based capital. The OCC did an excellent analysis of the impact of this guidance in 2013. It shows the pre-tax profit as a percent of the loan portfolios measured.

Lending 60
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Guest Post: Third Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

If I said it once, I said it one thousand times: “My biggest fear is that the Fed is sowing the seeds of the next crisis with their flatter yield curve tricks, leaving many investors holding these low yielding long bonds when rates rise in future years, unable to get out without substantial capital losses.” in July and CoreLogic, +4.6%