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How next-generation technologies are transforming governance, risk and compliance

Insights on Business

Today, governance, risk and compliance (GRC) is being transformed by not only rapidly-evolving regulatory standards and growing costs of non-compliance, but also by the clear and present need for greater GRC adoption/engagement – by the first line of defense – while delivering added value by empowering business users.

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Decoupled Debit — Again?

PYMNTS

The year is 2007. Just like 2000, and then again in 2007 with the initial hype over decoupled debit. Getting consumers comfortable with those new experiences can only happen if consumers are comfortable that they are protected when they plunk in their payments credentials and click (or say) “buy.”. But even that has changed.

Branding 184
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Physical Retail Isn’t Dead – The Physical Store Model Is

PYMNTS

To save physical retail, anyone who wants to operate a physical store must convince consumers that it’s worth their time to—how’s this for an insight?—go Amazon started with zero customers, zero brand awareness and a very ugly website with a clunky user experience, by today’s standards. Not exactly a great user experience.

Retail 198
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Is AR Having Its ‘Netflix Moment?’

PYMNTS

Netflix pre-2007 was a manual, paper-based system — relying entirely on manual shipping, manual returns and absolutely no customer self-service. But an interesting question was posed: Are lockbox operations an obvious target for receivables disruption? The Customer Experience.

Cards 109
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Wealth Managers Beware: Emerging Fintechs Are Coming For Retirement Planning Next

CB Insights

Though 401(k)s only account for $5.28T of assets (nearly 20% of total retirement savings in 2017), they have grown dramatically, up from 2% of total retirement savings in 2007. That said, these retirement vehicles are still vastly underutilized by employees due to high fees, poor user experience, and lack of education.

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Finovate Fall 2016 Live Blog – Day 1

William Mills

Founded: May 2007. operation of Russian-based company. Product Development and Operations are headed by Anu Shultes who is a well-known and highly respected gift card industry expert. From their web site: Modo provides a COIN® operated Digital Payments Hub that connects new digital experiences to payments systems worldwide.

Mobile 40
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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

At the time of acquisition, it had 700,000 users and had processed about $12 billion in transactions since its launch in 2013. The key to Level Money’s user experience is that it gets people to offer actionable information about their personal finances their first time using the product. ” — BJ Fogg.

Tools 78