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How to develop a sound MBL strategy

Abrigo

Credit unions have seen an unprecedented uptick in business-related loans in recent years, according to the Credit Union National Association’s (CUNA) U.S. From June 2007 to December 2012, MBL volume increased 66 percent, growing from $26.04 Evaluate the level of capital needed. Credit Union Profile. billion to $43.16

Strategy 186
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Don't Bank. SoFi

Jeff For Banks

After its most recent capital raise in September, SoFi, a marketplace lender that focuses on millennials, has raised nearly $1.5 billion in equity capital since its founding in 2011. billion in equity capital, with a market capitalization close to book value. By comparison, over 100 year old and $7.7 We don't know.

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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

Construction concentration criteria : Loans for construction, land, and land development (CLD) represent 100% or more of a banking institution's total risk-based capital. But isn't fast growth by itself an indicator of increased risk of failure, regardless of the loans that fueled the growth? The below two charts tell a story.

Lending 60
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2021 GonzoBanker Awards

Gonzobanker

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Congrats on a brave move and national recognition Jim! Chuck Snyder, chief executive of National Cooperative Bank (NCB). From nowhere, sizable regional players are being created.

Fintech 147
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Guest Post: Third Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

If I said it once, I said it one thousand times: “My biggest fear is that the Fed is sowing the seeds of the next crisis with their flatter yield curve tricks, leaving many investors holding these low yielding long bonds when rates rise in future years, unable to get out without substantial capital losses.” We should all be so lucky.

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Guest Post: 2013 Economic Year in Review and Outlook by Banker Dorothy Jaworski

Jeff For Banks

The National Association of Business Economics, or “NABE,” is almost as optimistic at close to 3%. and Janney Capital Markets at 2.1% Businesses are still cautious in capital spending. Despite the “headwinds” mentioned above, the Federal Reserve has very optimistic GDP forecasts for future years, with 2014 at 2.8% Just saying.

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My top five Decentralized Finance predictions for 2020

Lex Sokolin

According to Blockchain Capital below, nearly 40% of the stablecoin market is Ethereum-based Tether, accounting for 80% of transaction value overall. It’s like watching Mint.com emerge in 2007. If you raised money from SoftBank, you have to take on large risk, while the banks will take another 5 years to touch real DeFi. (2)