2003 Branding Cards Innovation 
PYMNTS
OCTOBER 27, 2019
The operation will carry an enhanced, innovative Payroc brand, offering full-service global merchant acquirer services and payments processing in 46 countries. The newly formed enterprise will service more than 55,000 merchants, processing $23 billion in annual bank card volume. .
Fintech Labs Insights
APRIL 12, 2024
The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).
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PYMNTS
JANUARY 28, 2019
Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. The specific issue that I’m referring to is merchant surcharging – a fancy term to describe the fee charged by merchants when consumers use network-branded card products to pay for their purchases.
PYMNTS
JULY 11, 2016
True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. You get the picture – it was an all physical world, all the time. With its 1.5
Fintech Labs Insights
MAY 24, 2017
“So our vision is to be the choice of millions who wish to send or spend overseas – either using our brand or other people’s – and blockchain connectivity is the way we’re going to be doing that.” Founded in 2003. Named a 2016 Customer Service Awards Prepaid Currency Card Trusted Provider.
PYMNTS
JUNE 10, 2019
Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. Finn accounts will now be changed over to Chase accounts.
PYMNTS
JULY 18, 2016
By June 2003, DVD rentals overtook VHS rentals. Tapping into that existing consumer behavior, Netflix’s initial innovation was to create an online ordering queue that allowed consumers to choose up to 25 DVDs at a time and to put those requests on a list. Prices dropped from $700 and $800 to $300, on average.
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