Banking Exchange

SEPTEMBER 25, 2019

Overall National Home Price Index rose over 3% in July Mortgage Credit Mortgage Mortgage Compliance Mortgage/CRE Feature3 Residential Retail Banking Feature.

National 60

National Compliance Retail 60

Banking Exchange

OCTOBER 25, 2019

Bitcoin is having a positive bounce as October nears its end Blockchain Residential Commercial Mortgage/CRE Mortgage Credit The Economy Mortgage Feature3 Feature.

Bitcoin 60

Bitcoin blockchain 60

South State Correspondent

SEPTEMBER 11, 2023

CRE portfolio rollover risk as loans mature and borrowers face higher interest rates (especially for office properties). year-over-year (YoY) – driven by one-to-four-family residential and commercial real estate (CRE) mortgages. Chairman Gurenberg identified the following banking industry risks: Effects of inflation.

Community Bank 195

Community Bank Community FDIC Industry 195

Banking Exchange

NOVEMBER 14, 2019

Risk Management Compliance Credit Risk Consumer Compliance Consumer Credit Mortgage Credit Financial Research Mortgage Mortgage Compliance Mortgage/CRE Residential Customers People Feature3 Feature Fair Lending. How can credit scores be so good when a downturn is increasingly likely?

Risk Management 60

Risk Management Compliance Lending Management 60

Banking Exchange

NOVEMBER 18, 2019

billion in mortgage-backed securities Compliance Compliance Management Feature3 Feature Human Resources Risk Management Operational Risk Compliance/Regulatory Consumer Compliance Mortgage Compliance Mortgage/CRE Residential Commercial.

United States 60

United States Management Compliance Risk Management 60

Banking Exchange

JUNE 24, 2019

Mortgage Credit Business Credit Consumer Credit The Economy Feature Mortgage Fair Lending Mortgage Compliance Mortgage/CRE Residential Commercial Financial Trends Feature3. “That would be like pressing on the gas and the brakes at the same time.”

Compliance 60

Compliance Lending Trends 60

Banking Exchange

JUNE 13, 2019

Not every bank customer is prepared to take advantage of the situation if the rates go lower Mortgage Credit Management Financial Trends Mortgage Mortgage Compliance Mortgage/CRE Residential Commercial Feature3 Financial Research Feature Customers Community Banking.

Community Bank 60

Community Bank Compliance Community Trends 60

Abrigo

FEBRUARY 17, 2015

Regarding loan type, retail loans (residential mortgages, HELOCs, consumer loans) represent 44 percent of the total loan portfolio. Commercial and industrial (C&I) and commercial real estate (CRE) loans comprise 22 percent and 20 percent, respectively. ” In fact, C&I lending grew first following the recession.

St. Louis 150

St. Louis Lending Community Bank Regional 150

ABA Community Banking

MAY 18, 2018

Many consumers expect correction Mortgage Credit Management Financial Trends Mortgage/CRE Residential. High prices lead to “buyer remorse,” survey says.

Survey 45

Survey Trends Management 45

ABA Community Banking

MAY 20, 2019

The country’s younger population has had its credit ratings disproportionately lowered Consumer Credit Mortgage Credit The Economy Financial Research Feature Financial Trends Talking Credit People Customers Mortgage Fair Lending Credit Risk Community Banking Mortgage/CRE Residential Feature3.

Community Bank 40

Community Bank Marketing Lending Community 40

ABA Community Banking

DECEMBER 17, 2018

3,053 counties will be affected by the increase, and only 181 counties will have no change Mortgage Credit Feature Management Lines of Business Risk Management Performance Mortgage Mortgage Compliance Feature3 Mortgage/CRE Residential Community Banking Commercial.

Risk Management 40

Risk Management Community Bank Compliance Community 40

ABA Community Banking

MAY 18, 2018

Bringing “sanity” to mortgage market, including QM, among his plans. Seeks more input Mortgage Credit Compliance Mortgage CFPB Mortgage Compliance Mortgage/CRE Residential.

Compliance 40

Compliance Marketing 40

ABA Community Banking

MAY 11, 2018

Bank avoids major financial penalties but agrees to expand service Compliance Fair Lending Mortgage Compliance Mortgage/CRE Residential.

Lending 40

Lending Compliance 40

ABA Community Banking

MAY 11, 2018

Strong economy, consumer confidence overcome decline in affordability, says Freddie Mac economist Management Financial Trends Mortgage/CRE Residential.

Trends 40

Trends Management 40

ABA Community Banking

OCTOBER 30, 2017

Volume of home equity line originations may double over five years, says TransUnion Mortgage Credit Risk Management Credit Risk Mortgage/CRE Residential.

Risk Management 40

Risk Management Management 40

ABA Community Banking

JANUARY 7, 2017

With time running out, feds ramp up mortgage litigation Mortgage Credit Compliance Mortgage Mortgage Compliance Mortgage/CRE Residential.

Compliance 40

Compliance 40

ABA Community Banking

DECEMBER 15, 2016

Three companies accused of making false ad claims Mortgage Credit Compliance Mortgage CFPB Mortgage Compliance Mortgage/CRE Residential.

Compliance 40

Compliance Company 40

ABA Community Banking

SEPTEMBER 22, 2017

Bureau also proposes changes to the availability of HMDA information Compliance CFPB Mortgage Compliance Mortgage/CRE Residential.

Report 40

Report Compliance 40

ABA Community Banking

DECEMBER 27, 2017

Troubleshooting guide for ATM owners and operators offers solutions and preventative measures Mortgage/CRE Residential Technology Branch Technology/ATMs Cards Feature Feature3.

ATM 40

ATM How To Cards Operations 40

ABA Community Banking

APRIL 24, 2017

Survey indicates optimism about housing market, CRE Residential Commercial Management Financial Trends Mortgage/CRE.

Survey 40

Survey Trends Management Marketing 40

ABA Community Banking

OCTOBER 18, 2017

Quicken maintains and other nonbanks continue mortgage market share gains Management Mortgage/CRE Residential.

Management 40

Management Marketing 40

ABA Community Banking

DECEMBER 18, 2017

Credit usage may cross category lines more frequently Management Financial Trends Retail Banking Revenue Mortgage/CRE Residential.

Trends 40

Trends Retail Management 40

ABA Community Banking

FEBRUARY 25, 2017

Consumer Credit Mortgage Credit Retail Banking Risk Management Customers Credit Risk Mortgage/CRE Residential. Originations and balances are up—but so are delinquencies in certain segments.

Risk Management 40

Risk Management Retail Management 40

ABA Community Banking

FEBRUARY 13, 2017

Report unpopular in industry shows some positives for some servicers Compliance CFPB Mortgage Compliance Mortgage/CRE Residential.

Compliance 40

Compliance Industry Report 40

ABA Community Banking

JULY 10, 2017

Long-simmering remnant of crisis period should be solved in healthy times Management Lines of Business Risk Management Credit Risk Mortgage/CRE Residential.

Risk Management 40

Risk Management Management 40

ABA Community Banking

FEBRUARY 7, 2018

Eying additional mortgage packages after 2017 success Residential Mortgage/CRE.

40

40

ABA Community Banking

APRIL 25, 2016

Catch inevitable mistakes before examiners do Mortgage Credit Compliance Mortgage Mortgage Compliance Mortgage/CRE Residential.

Compliance 40

Compliance 40

ABA Community Banking

JULY 29, 2016

Housing finance experts flag trends indicating rising risks Mortgage Credit Management Financial Trends Risk Management Credit Risk Mortgage/CRE Residential.

Marketing 40

Marketing Risk Management Trends Management 40

ABA Community Banking

APRIL 15, 2016

SNL Report: Big banks see continuing runoff Consumer Credit Mortgage Credit Risk Management Mortgage Credit Risk Mortgage/CRE Residential.

Risk Management 40

Risk Management Management Report 40

ABA Community Banking

MARCH 6, 2016

Compliance Viewpoints Fair Lending Mortgage Mortgage Compliance Mortgage/CRE Residential. Viewpoint series conclusion: Where is CRA headed?

Meeting 40

Meeting Compliance Lending 40

ABA Community Banking

APRIL 1, 2017

Regulators aim to make commercial real estate lending easier via threshold and appraisal shifts Management Lines of Business Mortgage/CRE Residential.

Lending 40

Lending Regulation Management 40

ABA Community Banking

JULY 12, 2016

Needham Bank generates non-speculative business—by targeting both builders and buyers Mortgage Credit Mortgage/CRE Residential Community Banking HowTo.

How To 40

How To Community Bank Community 40

ABA Community Banking

JULY 29, 2016

default-prevention programs nearing expiration, experts advise on crafting new ones Mortgage Credit Management Lines of Business Residential Mortgage/CRE.

Management 40

Management 40

ABA Community Banking

JUNE 29, 2016

Tech failures and process breakdowns no excuse for violations, agency warns Compliance CFPB Mortgage Compliance Mortgage/CRE Residential.

Compliance 40

Compliance 40

ABA Community Banking

FEBRUARY 18, 2016

million in penalties to have restrictions lifted in aftermath of robo-signing cases Mortgage Credit Compliance Mortgage Mortgage Compliance Mortgage/CRE Residential. Banks to pay $13.4

Compliance 40

Compliance 40

ABA Community Banking

DECEMBER 15, 2016

Mortgage rate spike shutters refinance boom Risk Management Rate Risk Mortgage/CRE Residential ALCO.

Risk Management 40

Risk Management Management 40

ABA Community Banking

MARCH 5, 2016

Viewpoint series 2: In the smartphone age, CRA needs something beyond maps with circles on them Compliance Viewpoints Fair Lending Mortgage Compliance Mortgage/CRE Residential.

Compliance 40

Compliance Lending 40