Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. To combat the decline in the bank’s loan-to-deposit ratio, Hartings actively sought out new opportunities in lending.

Ohio 70

Ohio Community Bank Community Lending 70

Independent Banker

JULY 8, 2015

In the case, which involved allocation of affordable housing tax credits, the court found that the history of the act in Congress and the courts supported the disparate-impact interpretation. The bottom line is that community banks remain fully committed to fair lending and have strong compliance systems in place.

Washington 70

Washington Policies Community Community Bank 70

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. The Real “Lending” Stock Award – Goes to longtime player LendingTree.

Conference 101

Conference Industry Community Bank Community 101

PYMNTS

APRIL 5, 2017

As a new administration settles into Washington, D.C., being told to depart as a harbinger of pressures to come, even as corporate taxes have been, as he sees it, high enough to move businesses to seek opportunities beyond U.S. Among them, the Millennium has seen funding of wars and debt to the tune of trillions of dollars.

Taxes 115

Taxes United States Washington Policies 115

Independent Banker

DECEMBER 28, 2015

We certainly closed out 2015 with great wins in Washington, so I want to thank so many of you who stepped up to make change happen last year. Also, several beneficial regulatory-relief provisions from ICBA’s Plan for Prosperity on exam cycles, privacy notices and mortgage lending were enacted. It happens because of ICBA.

Community Bank 70

Community Bank Washington Community Ohio 70

Independent Banker

JULY 29, 2016

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C., Washington Policy Summit. Fair lending ruling. By Courtney Schoenborn. In March, the U.S.

Community Bank 70

Community Bank Community Washington FDIC 70

PYMNTS

MAY 19, 2017

With the exception of waistlines and maybe taxes, 63 percent growth in anything is pretty good to see. . Banking on Baking (the other kind of baking): Banks are lending to bakers. That would, ostensibly, open up the lending spigots a bit. expected, and slightly missed the projections for the top line, at $117.5 billion. .

Bitcoin 131

Bitcoin Online Lending Washington 131

PYMNTS

NOVEMBER 10, 2019

In a series of tweets, David Heinemeier Hansson, a partner at software development firm Basecamp, claimed that he was approved for 20 times the credit limit that his wife received — even though they file joint tax returns and she actually has a better credit score. Even Washington D.C. lawmakers have taken notice, with Sen.

Apple 102

Apple Cards New York Washington 102

CB Insights

MAY 23, 2019

Zenefits skirts compliance regulations. Zenefits skirts compliance regulations. In addition, regulators claimed that as many as 80% of insurance plans sold in Washington state by Zenefits reps were sold illegally by unlicensed brokers. Table of contents. Theranos and the revolutionary blood tests that never existed.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

AUGUST 14, 2015

It was another stellar week for Finovate alums with 6 fundings totaling $123 million: money transfer service Payoneer ($50 mil), AI innovator Kensho ($33 million), tax specialist VATBox ($24 million), , cash-back specialist Mogl ($7.9 VAT tax refund solution . HQ: Bellevue, Washington. HQ: London, England, UK. million Equity).

New York City 12

New York City Company Fintech New York 12

PYMNTS

JANUARY 3, 2017

Some observers noted that revenue from overdraft fees now outpaces that from pawn shops, payday lenders and tax-refund anticipation cheques put together. Consumer advocates have long noted that overdraft fees have quietly become a surging source of income for banks.

Regulation 104

Regulation North Carolina San Francisco Portland 104

PYMNTS

NOVEMBER 28, 2016

They should, however, be commended for lending money. Time to recognize the importance of lending for consumers and small businesses and for making the economy go ‘round and ‘round. This reset requires a change in mindset in Washington, D.C. A public beating on Capitol Hill is a common part of running the gauntlet.

Lending 100

Lending Regulation Cards Maine 100

Independent Banker

FEBRUARY 16, 2015

As veteran lawmakers, Shelby and Brown are described by Washington observers and their home-state community bankers as canny but pragmatic legislators who will, where possible, work to develop legislation that can draw strong, bipartisan majority votes in the Senate. Republicans do not want the regulators to pick winners and losers.

Community Bank 70

Community Bank Alabama Ohio Community 70

PYMNTS

SEPTEMBER 18, 2018

Because the mortgage system – largely built around the qualified standards that require proof of steady, long-term employment backed by W2s and tax forms – doesn’t necessarily mesh with the professional lives of gig and self-employed workers. That’s the bad news.

Taxes 167

Taxes System Washington Regulation 167