Abrigo

MARCH 20, 2015

For the largest of American financial institutions – those that much of the public banks with for checking, mortgages and auto loans – stress testing regulations have been passed and executed to avoid a repeat of 2008. with the lowest Texas Ratios. In the last several years following the Great Recession, the health of banks in the U.S.

Texas 150

Texas Regional California Community Bank 150

Bank Innovation

NOVEMBER 21, 2016

The Financial CHOICE Act, proposed by Texas Congressman Jeb Hensarling earlier this year, is a measure aimed at overturning or heavily modifying many of the regulations put in place after the 2008 financial crisis. The act has recently fallen under scrutiny from Wall Street as the president-elect championed a lessening of Read More.

Texas 150

Texas Fintech Regulation Management 150

PYMNTS

AUGUST 19, 2019

The summary, according to the site, would direct the FCC to develop new regulations that would detail how the law may protect social media platforms as they move to take content off their sites – and to take those new regulations into account when investigating or filing suit against those firms. CFPB and Payday Lending.

social media 128

social media Regulation Lending Compliance 128

Independent Banker

MAY 31, 2022

One bank with a strong, comprehensive and effective handle on it is $4 billion-asset Texas Bank and Trust Company in Longview, Texas. “We We have absolutely seen a rise in fraud of all types in recent months and years,” says Scottie Luke, senior vice president and chief risk officer for the community bank’s risk management department.

Community Bank 134

Community Bank Community Fraud Texas 134

Abrigo

JANUARY 28, 2016

trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5 At the same time, top executives and managers at banks and credit unions know that customers cannot be served well if the financial institution is struggling to survive. Whether it is Wells Fargo (with $1.6 They may include: 1.

Capital 150

Capital Texas Risk Management Management 150

Independent Banker

AUGUST 31, 2021

A bank needs a team with diverse perspectives and unique abilities—technology, sales, lending and leadership—that is willing to work together at a heightened pace, he notes. Build a lending niche. Another bank with an emphasis on ag is $870 million-asset Peoples Bank in Lubbock, Texas. Tim Reimink, Crowe LLP.

Community Bank 170

Community Bank Community Lending Leadership 170

PYMNTS

JUNE 21, 2019

In India, where investors have shied away from alternative nonbank financial companies as of late, one small business (SMB) lender managed to secure an impressive funding round. Other investment targets included a Chinese B2B eCommerce platform with a niche focus, an InsurTech startup targeting gig workers and corporate spend management firm.

Marketing 109

Marketing Capital San Francisco Management 109

Independent Banker

SEPTEMBER 26, 2014

That is why we are calling on regulators to make the most of the latest mandatory review of federal banking rules. The agencies are required to study their regulations for dead weight every 10 years under the Economic Growth and Regulatory Paperwork Reduction Act of 1996. Starting fresh. Community Bankers Chosen as CFPB Advisors.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Independent Banker

JULY 29, 2016

It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. Many have been bankers themselves and sometimes industry regulators or attorneys. Consumer Lending Institute. Commercial Lending Institute. Lead FWD Summit.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Congrats to Randy and a great management team. We salute a legend of lending and credit union leadership. GonzoBanker of the Year – Credit Union.

Fintech 147

Fintech Strategy Leadership Lending 147

Fintech Labs Insights

JUNE 18, 2015

Finovate alum, Azimo landed the biggest round outside the lending sector, $20 million at a $100 million valuation. P2P mortgage lending. HQ: Houston, Texas. Compliance & risk-management technology. Mobile personal finance manager . Tags: Risk management, security, regulation, compliance.

San Francisco 12

San Francisco Company Fintech Albuquerque 12

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. Independent?

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Independent Banker

JULY 31, 2022

Before 2022, says Thomas Grottke, managing director at Crowe LLP, “a lot of factors were going right. Regulators made no bones about the fact that a number of additional rate hikes are likely to happen this year. Jeff Reynolds, managing director at Darling Consulting Group in Newburyport, Mass., Play the long game.

Strategy 135

Strategy Community Bank Louisville Community 135

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Endless CRM and data management projects that shook our foundations and gutted our PMOs. The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? This year brought us: Mergers out the yin-yang. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

Fintech Labs Insights

SEPTEMBER 25, 2015

Auto lending marketplace lender. HQ: Austin, Texas. Risk management. Mobile P2P lending platform. Tags: Investing, information, trading, analytics, investors, wealth management. Source: P2P-Banking. CoverHound. Insurance portal. HQ: San Francisco, California. Latest round: $33.3 million at $100 million valuation.

San Francisco 12

San Francisco Company Fintech San Jose 12

Gonzobanker

DECEMBER 20, 2019

billion of assets under management. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. Hats off the Schools Financial’s board and management for acknowledging that even multi-billion dollar credit unions can drive value via merging with someone bigger. ConnectOne Bancorp, Inc.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

AUGUST 8, 2016

HQ: Plano, Texas. Tags: Institutions, underwriting, commercial lending, loans, information, BI, API. Source: Crunchbase. Alkami Technology. Digital banking technology. Latest round: $3.7 Total raised: $46.7 Source: Crunchbase. Digital renter’s insurance. Latest round: $3.25 million Seed. Total raised: $3.25 Compliance Science.

Company 12

Company Fintech New York City blockchain 12

Independent Banker

NOVEMBER 30, 2021

State Bank of Texas, led by president Sushil Patel (center), has a niche working with hospitality customers like Reena and Arun Patel, who own and operate a La Quinta hotel in Dallas. Between the [Trump] administration and Congress and the regulators, they did a terrific job of allowing banks to work with their borrowers,” says Jeff W.

Community Bank 209

Community Bank Community Texas Dallas 209

Gonzobanker

NOVEMBER 18, 2014

Vaynerchuk delivered our second favorite Gonzo quote of the event (keep reading for the first favorite), “The adage ‘We’re regulated’ is a scapegoat from doing cool s**t.” So, isn’t retail delivery about consumer lending? signing of a soon-TBA $500M Texas bank following its original partner at Carter Bank.

Chicago 98

Chicago Retail Branch Design Training 98

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Bravo OZRK!

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 20, 2018

This award goes to Ally Bank ’s mind-numbingly fast growth in its auto lending unit. According to BankRegData, Ally has grown its auto lending portfolio by 68% since 4Q15. Ally accounted for over half of the entire bank auto lending industry’s growth over the same period. Pedal to the Metal Award. More impressive than that?

Fintech 105

Fintech Conference Innovation Community 105

PYMNTS

AUGUST 14, 2018

Payday and short-term lending is a contentious topic in the United States, particularly when it comes to its regulation. Almost everyone – state law makers, federal law makers, consumer groups, industry groups and even short-term lenders themselves – agree that the industry should be regulated. New Rules in Ohio.

Lending 100

Lending Ohio Regulation Industry 100