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Lessons Learned From the Fourth United States Bank Failure of 2023

Perficient

Heartland Tri-State began operations in 1985 under the name First National Bank of Elkhart. In 2017, the bank was converted from its National Charter to a Kansas state-chartered bank and renamed Heartland Tri-State Bank. In 2019, it expanded by buying its fourth branch from a competitor.

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Small banks: Big challenges and big opportunities

Abrigo

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. Declining deposits, higher cost of funds, and ever-increasing competition are just a few challenges these executives are managing.

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Non-performing ag loans increase, says lender survey

Abrigo

Agricultural lenders are reporting increases in non-performing farms loans and decreased farmland values, according to the latest Agricultural Lender Survey conducted by the Kansas State University Department of Agricultural Economics. Lenders cited lower commodity prices, rising operating costs and the softening of cash rents.

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How to stress test your ag portfolio

Abrigo

The report, from the Federal Reserve Bank of Kansas City , stated that demand could remain high since futures markets for fall crops show prices are likely to remain low because of the potential for another record harvest. Agriculture commodity prices 2. .” • Using the data to support qualitative factors related to ag loans.

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Ask the Experts: Tips on Taking the CAMS Exam

Abrigo

How to manage stress. Time management is essential when studying, just like when taking the CAMS exam. For example, many exam takers need to focus on the international sections since they are less familiar with other countries’ operations. Don't just consider what someone in New York, Texas, or Kansas would do.

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ResTech’s Rising Prominence In Writing The Future Of The Industry

PYMNTS

Restaurateurs need technology that helps them quickly adapt — whether it’s pivoting business models, adhering to new regulations, or answering changing guest expectations for safety and convenience,” Steve Fredette , president and co-founder of Toast, said in a statement last Wednesday (Nov. Jax Bell, general manager at Hawaiian Bros.

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Agricultural Alert!

Independent Banker

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 Because real estate often collateralizes rural loans, diminishing land prices are a factor that regulators will ask community banks to keep monitoring. A total of 300 million acres are covered by crop insurance.