CB Insights

JULY 11, 2019

Download the free report to find out about the rise of digital banking, challenger bank strategies and how incumbents are fighting back. In this analysis, we look at why we are seeing massive consumer adoption now, which fintech products are gaining the most traction with customers, and what incumbents should be paying attention to next.

Fintech 64

Fintech cryptocurrency Examples Cards 64

FICO

JANUARY 11, 2022

With increased competition from challengers and Fintechs, financial institutions need to approach digital transformation as an opportunity to build something fundamentally new. In fact, thoughtfully designed points of friction can be extremely valuable for managing risk and making customers feel safe.

Digital Banking 98

Digital Banking Customer Experience eBook UX 98

FICO

MARCH 1, 2022

Remember that trust is the #1 thing banks have that many FinTechs don’t have, because we feel secure knowing that long-standing, regulated financial institutions will be around for a while. Download the 11 Commandment of Digital Banking. What incentives (e.g., cash, gift card, instant funding) are you giving them? by Darryl Knopp.

Digital Banking 52

Digital Banking Data Customer Experience eBook 52

FICO

FEBRUARY 12, 2023

Here is an excerpt of his top ranking post: Credit limit management is regarded as a key driver to profitable portfolios. Overall exposure can also be managed by balancing income and exposure, with risk level typically used as a constraint.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

CB Insights

OCTOBER 10, 2017

An explosion of new consumer finance brands is transforming how people save, spend, and manage their money. To build a successful personal finance management tool, it’s important to understand the dynamics of user acquisition and growth. Download the 17 key takeaways from the 7 fastest-growing personal finance apps.

Tools 78

Tools Millennials US Maine 78

PYMNTS

JUNE 4, 2020

OnDot has seen the open rate on FIs’ downloaded mobile apps more than double, from about 35 percent in the pre-COVID-19 era to 79.06 It’s also about finding ways to deliver good functionality to customers before big FinTechs — which have high-level concepts of what challenger banks might look like — sweep in and swipe users away, he said.

Mobile 141

Mobile UX Cards Payments 141