PYMNTS

JULY 15, 2016

But, they can, of course, always skip next year. Using Twitter handles only and after setting up an iPayYou wallet, you too can be send the 10 bucks your friend spotted you for lunch in bitcoin that you, of course, he can’t spend until he converts it to dollars. Lending Club Algorithms . Our heart bleeds for those sellers.

Retail 100

Retail FDIC Bitcoin Lending 100

Abrigo

NOVEMBER 22, 2021

Consumer Lending Laws & Compliance Financial institutions offering consumer loans need to know about these major consumer lending laws and recent compliance issues. You might also like this webinar, "Consumer Lending 101.". Consumer lending compliance spotlight. Major consumer loan compliance regulations.

Compliance 195

Compliance Lending Risk Management Regulation 195

Filene

JULY 15, 2016

I sat down with Adam Lee , Filene's Incubator Director, to follow up on the blog post he wrote last week about the ongoing payday lending proposed regulations debate, to go a bit deeper into the issue. H: What are you keeping an eye on in the debate over the proposed payday lending regulations?

Community 28

Community FDIC Meeting Lending 28

CFPB Monitor

JULY 1, 2020

The agencies are the Comptroller of the Currency, Farm Credit Administration, FDIC, Federal Reserve Board, and National Credit Union Administration. Among other proposed Q&As, there are Q&As that would address: When a lender must require flood insurance in connection with a loan secured by a building in the course of construction.

Policies 60

Policies Security FDIC National 60

Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. To combat the decline in the bank’s loan-to-deposit ratio, Hartings actively sought out new opportunities in lending.

Ohio 70

Ohio Community Bank Community Lending 70

PYMNTS

MAY 24, 2016

These days, payday lending is not a subject that lends itself to much in the way of rational discourse. Opponents of the practice note that, in its most vicious form, payday lending is an expensive predatory scourge on the class of borrowers it attracts, drawing them into a confusing and protracted cycle of debt.

Lending 103

Lending FDIC Maine Regulation 103

CFPB Monitor

DECEMBER 7, 2022

The hearing was held to discuss historical and ongoing discrimination in the financial services industry, and the roles of Congress and regulators in addressing these issues. The Senate Banking Committee recently held a hearing entitled, “Fairness in Financial Services: Racism and Discrimination in Banking.” The witnesses included: Ms.

Community 78

Community Compliance Industry National 78

Abrigo

FEBRUARY 16, 2015

One of the topics continually making headlines in banking today is the cost of regulation. A popular opinion, brought to the forefront last week by a Harvard University report , is that these regulations are imposing a significant burden on small financial institutions such as community banks and credit unions.

Community Bank 150

Community Bank Community Regulation Lending 150

Gonzobanker

FEBRUARY 7, 2018

At the same time, most bank executives agreed that a 20%-25% increase in earnings from the tax break is being earmarked for investments in their franchises: market expansion, raises for employees and, of course, technology investments. However, it’s more than just the post-Cordray era that has bankers hopeful about the future. 2: The Bulls.

Taxes 76

Taxes Video Analytics Arkansas 76

CFPB Monitor

OCTOBER 29, 2020

24, 371 and 1464(c), respectively) that allow national banks and federal savings associations to engage in lending, by clarifying when a bank has exercised its lending authority. We continue to hope for a substantially similar “true lender” rule from the FDIC.

National 60

National Lending Exercises FDIC 60

FICO

JANUARY 9, 2017

consumer lending market anticipated 2017 would be more of the same. This meant a continued focus on implementation of recently adopted rules, while bracing for a wave of new regulations from the federal banking agencies. The unexpected election of Donald Trump resulted, in many cases, in a 180-degree course correction.

Regulation 40

Regulation Lending New York Leadership 40

FICO

JULY 17, 2017

Adding to these legislative initiatives are such must-do items as flood insurance, appropriations funding, the FAA Authorization Act, the National Defense Authorization Act and, of course, the lifting of the debt ceiling. And now there is even more on Congress’s plate. So where does that leave us?

US 40

US Leadership Regulation Policies 40