Community, Exercises, Operations and Risk Management

How the OCC risk governance framework applies to community banks

Abrigo

DECEMBER 11, 2014

In September, the Office of the Comptroller of the Currency (OCC) published final guidelines designed to “strengthen the governance and risk management practices of large financial institutions.” While the final guidance clearly applies to larger financial institutions, community banks should still take note.

Community Bank

Community Bank Community Guidelines Risk Management

How to reduce the regulatory burden on community banks

Abrigo

MAY 8, 2015

In recent months, the momentum around reducing the regulatory burden on the nation’s community banks has continued to gain steam. However, the regulatory landscape continues to evolve, leaving resource-constrained community banks to cope with new demands. The second idea is community bank exemption from the Volcker Rule.

Community Bank

Community Bank Community How To Meeting

How to Choose a Hedge Provider as a Bank

South State Correspondent

AUGUST 21, 2022

Last week we wrote about loan-level vs. balance sheet hedging for community banks and provided our loan proposal generator ( HERE ). We compared and contrasted the two strategies and sized the market for community banks. A community bank may transact one or only a few balance sheet hedges over many years.

How To

How To Community Bank Community FDIC

Webinars

Elevating Accounting Practices: The Power of Outsourcing and Automation in the Digital Age

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Why now is the time to update your bank’s corporate governance

Independent Banker

APRIL 30, 2022

During the pandemic, many community banks needed to change how they operated. For this and other reasons, now is a good time to review and refresh articles, bylaws and committee charters to ensure resilience and bolster risk management. But if they see it as a risk management tool, it’s a game changer.

Oregon

Oregon Community Bank Community Meeting

5 takeaways from mid-size stress tests

ABA Community Banking

SEPTEMBER 8, 2015

First “live” DFAST exercise yields mixed results for banks and regulators Management Duties Risk Management Operational Risk.

Exercises

Exercises Risk Management Regulation Operations

There’s No Room for Luck in a Preparedness Plan

Gonzobanker

JUNE 26, 2020

Today, most cloud providers that operate in financial services have Class 4 data centers. Testing key aspects of the plan annually with desktop exercises or more formal scenario planning prepares staff and the institution for most if not all disruptions. Present documented testing results to executive management.

Survey

Survey Exercises Guidelines Operations

Supervisory Perspective

Independent Banker

FEBRUARY 24, 2016

“I know that unnecessary regulation saps the strength of community banks.” Curry offers a brief update about a few current regulatory issues on his mind, including his agency’s concerns about signs of growing credit risk throughout the banking industry. Curry, U.S. Comptroller of the currency. An interview with U.S.

Community Bank

Community Bank Community Regulation Compliance

COVID-19 and Debt Collection: What’s Happening in Europe

FICO

MARCH 25, 2020

Following the global COVID-19 outbreak, the collections & recoveries (C&R) community across Europe has jumped into action to safeguard customers, employees and wider stakeholders. Most C&R operations have high volumes of staff across tightly knit teams. Customer Forbearance. Business Continuity Planning.

Operations

Operations Exercises Security Data

Bank IT Spending – Use These Metrics to Improve Performance

South State Correspondent

JANUARY 30, 2024

The good news is that for many other areas, budgets are lower at banks compared to last year, and the fact that IT is still positive underscores the strategic imperative that banks face to digitize traditional operations, reduce costs, gain scale, and improve the customer experience. Usually, a bank spends about 8% of its revenue on IT.

Capital

Capital Operations Customer Experience Comparison

What’s Next For Payments In The Next Decade: The Seven 2020 Trendlines

PYMNTS

DECEMBER 16, 2019

Instead of going to the gym, they’re climbing on their Peloton bikes or exercising in front of their Magic Mirrors with trainers and others who are part of those digital fitness communities. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Payments

Payments Innovation Cards Google

Welcome To The Connected Economy

PYMNTS

JANUARY 1, 2020

Instead of going to the gym, they’re climbing on their Peloton bikes or exercising in front of their Magic Mirrors with trainers and others who are part of those digital fitness communities. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Innovation

Innovation Cards Google Payments

The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media

social media FDIC Branding Management

Bank Earnings Are Toast – It’s Time to Take Bold Action

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. As the large banks announce freezing lending in some sectors, community and mid-size banks should bring more data and common sense to the table.

Lending

Lending Analytics Analysis Capital

Community Banking Brief

How the OCC risk governance framework applies to community banks

How to reduce the regulatory burden on community banks

Webinars

Trending Sources

How to Choose a Hedge Provider as a Bank

Webinars

Why now is the time to update your bank’s corporate governance

5 takeaways from mid-size stress tests

There’s No Room for Luck in a Preparedness Plan

Supervisory Perspective

COVID-19 and Debt Collection: What’s Happening in Europe

Bank IT Spending – Use These Metrics to Improve Performance

What’s Next For Payments In The Next Decade: The Seven 2020 Trendlines

Welcome To The Connected Economy

The Current Banking Crisis – 10 Not So Apparent Lessons

Bank Earnings Are Toast – It’s Time to Take Bold Action

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