Abrigo

SEPTEMBER 22, 2015

By eliminating or revising some of the items that banks must include in their call reports the FFIEC hopes to streamline the reporting and decrease the amount of time spent on them. The article allowed banking executives to weigh in on the subject. Sound is a $500 million institution.

Community Bank 150

Community Bank Community FDIC Survey 150

Independent Banker

MARCH 15, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Needless to say, the advocacy process with the CFPB has moved at the speed of Washington.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Needless to say, the advocacy process with the CFPB has moved at the speed of Washington.

Washington 70

Washington Community Bank Community Survey 70

Finer Points

MARCH 11, 2015

If you haven’t witnessed nearly 3,000 members of the community banking industry in the same place at the same time, you should make a point to do so at least once in your career. Advocacy Convention Washington Policy Summit' But there was something special about this year’s convention. There was a feeling, […].

Washington 100

Washington Community Bank Policies Community 100

Long Lasting Ideas

JUNE 8, 2016

Often in this space, we’ve written about how Washington has made community banks its personal punching bag. Sarbanes-Oxley, Dodd-Frank, the FDIC and other financial regulators – as well as Congress and the White House — have not been friendly to community banks, all while bailing out Wall Street big boys.

Washington 40

Washington Community Bank Community FDIC 40

Independent Banker

FEBRUARY 16, 2015

Persistent advocacy nabs key reforms for bank and thrift holding companies. While Washington often moves at a glacial pace, it recently came to life to enact reforms benefiting bank and thrift holding companies. The new law increases bank and thrift holding company access to the Small Bank Holding Company Policy Statement.

Washington 70

Washington Community Bank Policies Community 70

Independent Banker

DECEMBER 31, 2022

We simply need to remember what makes us special as community bankers, and with that as our foundation, we can embrace this season of change in four primary ways: 1. Demonstrating the community bank difference. They want to come into the bank and say, “We need your support to figure things out.” Gaining advocacy wins.

Community Bank 218

Community Bank Community Hawaii Washington 218

ABA Community Banking

MARCH 17, 2021

Meinert review highlights from the ABA's just-concluded virtual Washington Summit. The post Podcast: Highlights from the 2021 ABA Washington Summit appeared first on ABA Banking Journal.

Washington 59

Washington Analysis Community Bank Policies 59

Finer Points

OCTOBER 6, 2014

A new report exposing the New York Fed’s coddling of Wall Street megabanks—particularly Goldman Sachs—is making waves in Washington. And why shouldn’t it?

Community Bank 192

Community Bank Community New York Washington 192

Finer Points

DECEMBER 7, 2015

It wasn’t exactly what ICBA was advocating; nevertheless, nearly all community banks scored a major victory with the industry’s hard-fought exemption from a backdoor tax hike on most members of the Federal Reserve System.

Community Bank 100

Community Bank Community Taxes System 100

Independent Banker

AUGUST 31, 2022

This month’s Independent Banker focuses on budgeting issues with a special emphasis on the ICBA National Community Bank Service Awards. Inherent to our business model is a passion to support our communities, one that allows for flexibility to meet the individual needs of our customers. Photo by Chris Williams.

Community Bank 163

Community Bank Honolulu Community Georgia 163

Finer Points

MARCH 28, 2016

It was a long time coming, but persistence paid off when the Consumer Financial Protection Bureau recently updated its mortgage regulations to ease unnecessary restrictions on many community banks.

Community Bank 100

Community Bank Community Regulation Washington 100

Independent Banker

SEPTEMBER 26, 2014

Community Bankers Chosen as CFPB Advisors. The Consumer Financial Protection Bureau named nine community bankers to serve new terms on the bureau’s Community Bank Advisory Council. Paul Mackin , president and CEO at Think Mutual Bank in Rochester, Minn.; in Lowell, Mass.; in Lowell, Mass.;

Washington 70

Washington Fort Worth Regulation Community Bank 70

Finer Points

FEBRUARY 6, 2014

Fresh ideas and brainstorming are as important in community banking as they are in any other business. Advocacy Community Banks Washington' In case you […].

Community Bank 241

Community Bank Washington Community 241

Finer Points

MAY 6, 2015

Last week’s ICBA Washington Policy Summit showed once again that community bankers are not only willing to go the extra mile—they’re even grateful for the privilege.

Washington 100

Washington Community Policies Meeting 100

CFPB Monitor

APRIL 7, 2015

The CFPB’s Community Bank Advisory Council is scheduled to meet in Washington, D.C. Credit Reports CFPB community bank credit reporting credit score' on April 22, 2015. That discussion will be led by Corey Stone, the CFPB’s Assistant Director, Credit Information and Deposits Markets.

Community Bank 60

Community Bank Meeting Community Washington 60

TheGuardian

SEPTEMBER 27, 2023

DoJ says Washington Trust engaged in redlining, the racist policy of banks blocking people of color from getting mortgages Washington Trust, the oldest community bank in the US, has agreed to pay $9m to resolve allegations that it engaged in lending discrimination against homebuyers in majority Black and Latino neighborhoods, the Department of Justice (..)

Rhode Island 64

Rhode Island Lending Washington Community Bank 64

CFPB Monitor

APRIL 5, 2016

The CFPB will hold a meeting of its Community Bank Advisory Council on April 21, 2016 in Washington, D.C. According to the CFPB’s notice published in today’s Federal Register, there will be a discussion of the CFPB’s strategic outlook and elder financial abuse.

Community Bank 60

Community Bank Meeting Community Washington 60

CFPB Monitor

SEPTEMBER 16, 2015

The CFPB has announced that a meeting of its Community Bank Advisory Council is scheduled for September 30, 2015 in Washington, D.C. Director Cordray will be in attendance and there will be a discussion of consumer challenges in payments.

Community Bank 60

Community Bank Meeting Community Washington 60

American Banker

SEPTEMBER 15, 2023

A movement is afoot to transfer the job of the Federal Home Loan banks to the Federal Reserve. This would be a disaster for small lenders.

Washington 87

Washington Community Bank Policies Community 87

Independent Banker

FEBRUARY 28, 2023

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

Community 172

Community Community Bank Georgia San Antonio 172

South State Correspondent

MARCH 13, 2023

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Notably, most community banks’ duration risk is in the loan portfolio.

Risk Management 221

Risk Management Management Community Bank Community 221

Finer Points

DECEMBER 11, 2014

Community Banks Washington' I’ve always firmly believed that individuals can look at the same set of facts and come to differing conclusions without necessarily holding any lingering animosity or disrespect.

Washington 186

Washington Community Bank Community 186

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. and CEO and chairman, Minnesota Lakes Bank, Delano, Minn.

Community Bank 239

Community Bank Community Industry Texas 239

BankInovation

MAY 12, 2023

When Washington, D.C.-based based Customers Bank made the decision to augment its third-party risk processes with the assistance of a fintech, it joined nearly 100 other community banks to shop for one via vendor platform True Digital.

Comparison 52

Comparison Fintech Washington Community Bank 52

American Banker

MARCH 22, 2024

Harborstone Credit Union in suburban Lakewood, Washington, plans to buy Savi Financial. That's seven deals in less than three months this year; the highest full-year total was 16 in 2022.

Washington 83

Washington Community Bank Community Lending 83

American Banker

AUGUST 9, 2023

billion-asset company said in a press release Wednesday that its directors "voted to terminate" Kevin Lycklama's employment. Dan Cox, chief credit officer, was named as acting president and CEO.

Washington 36

Washington Company Community Bank Community 36

Finer Points

DECEMBER 19, 2014

Community Banks Too Big to Fail Washington' By Cornelius Hurley Dec. 18, 2014 In his impactful book Don’t Think of an Elephant, cognitive scientist George Lakoff illustrates how framing a discussion from the beginning is key to winning the argument. No one has learned […].

Washington 140

Washington Community Bank Community 140

Independent Banker

MAY 31, 2022

In April, ICBA won an Association Trends 2022 TRENDY Award for a social media initiative opposing plans that would require community banks to report additional customer account information to the Internal Revenue Service.

social media 91

social media Data Community Bank Community 91

Jeff For Banks

JULY 6, 2013

But I disagree with greater control of a national pension system in Washington. Here is where I think community banks, banded together through associations such as the ABA or ICBA, can play a critical role in solving our problem. I don''t disagree with the retirement challenge. I also think saving should be automatic.

Community Bank 108

Community Bank Community National Iowa 108

PYMNTS

SEPTEMBER 23, 2016

Business Banking Mobile will also feature biometric authentication by incorporating Touch ID and Eyeprint ID for added security.

El Paso 100

El Paso Community Bank Community Mobile 100

Independent Banker

NOVEMBER 30, 2022

As community banks grow, their vendor partnerships usually also do, which can lead to challenges with organization, data security and more. To address these issues, some community banks have turned to artificial intelligence. Greg Ohlendorf, First Community Bank and Trust. Photo by MirageC/Getty Images.

Management 91

Management Community Bank Community Data 91

ABA Community Banking

JUNE 8, 2018

for “the swamp” People Community Banking. Why ICBA’s Rebeca Romero Rainey, former CEO, left N.Mex.

Community 40

Community Washington Community Bank 40

CFPB Monitor

SEPTEMBER 21, 2020

Last week, the CFPB announced the appointment of new members to its advisory committees: Consumer Advisory Board (CAB), Community Bank Advisory Council (CBAC), Credit Union Advisory Council (CUAC), and Academic Research Council (ARC). Jean Setzfand, Senior Vice President, AARP (Washington, DC). Bank (Minneapolis, MN).

DC 78

DC Mississippi Washington Wichita 78

Finer Points

SEPTEMBER 10, 2015

This week we saw once again that our industry’s hard work and determination on behalf of regulatory relief can achieve tangible results in Washington. Following passionate advocacy from ICBA and community bankers, regulators issued a proposed rule to simplify community bank call reports and laid out their plan […].

Community 100

Community Washington Community Bank Regulation 100

Finer Points

MARCH 29, 2015

The House Financial Services Committee last week advanced five ICBA-advocated bills to provide regulatory relief to community banks. The bills, which are inspired by ICBA’s Plan for Prosperity platform, would rein in community bank overregulation on several fronts. Advocacy Regulatory Relief Washington Policy Summit'

Washington 100

Washington Community Bank Policies Community 100

American Banker

FEBRUARY 24, 2024

His message was especially notable because it was aimed at smaller institutions that have gotten less scrutiny from Washington. Surprise overdraft fees and charges incurred by consumers who cash bad checks likely violate the law, state Attorney General Rob Bonta said.

California 77

California Washington Community Bank Community 77