California Capital Regulation Risk Management 
South State Correspondent
OCTOBER 26, 2023
As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. Generative AI: Traditional AI was ever-present in touted solutions regarding fraud, risk management, and the customer experience.
Abrigo
SEPTEMBER 5, 2023
Path to removal – Sometimes an exception is like the Hotel California – you can check out anytime you like, but you can never leave. This is particularly true of credit exceptions related to account management (e.g., Generally speaking (subject to Regulation B), business loans should be guaranteed by the principals of the borrower.
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Independent Banker
FEBRUARY 24, 2016
Regulators warn once again about rising CRE concentrations and risks. Obviously these local lenders took notice when the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency recently issued a joint statement pointing out increased risks in CRE lending. We get a lot of attention” from regulators, he says.
Gonzobanker
DECEMBER 14, 2023
THE BANKER AWARDS The Bank Acquisition of the Year – goes to the unique PacWest and Banc of California deal. Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service.
Gonzobanker
DECEMBER 20, 2019
The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!
Gonzobanker
DECEMBER 17, 2021
Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. The regulator and media pressure on overdraft fees has been a constant challenge to overdraft revenue. regulated financial institutions!
Independent Banker
DECEMBER 31, 2021
Regulators haven’t yet broached the subject with them. The greater concern is how the regulatory agencies will expect us to update our risk profile based on climate factors.”. finds talk of raising capital thresholds concerning. Katie Kuehner-Hebert is a writer in California. Addressing ESG is one thing,” she says.
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