The Financial Brand

JULY 2, 2023

This article What Bank & Fintechs Must Know About Washington’s New Guidance on Partnerships appeared first on The Financial Brand. Does your bank have or is it contemplating a relationship with a fintech? Get to know banking regulators' new guidance on the subject.

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Fintech Washington Branding Regulation 38

PYMNTS

AUGUST 4, 2020

Where once the marquee names in tech (and no shortage of FinTechs) jockeyed for primary banking services relationships, an increasing number of partnerships are now taking shape. In an announcement, the bank said it would work with Google to debut a co-branded, FDIC-insured, digital-only bank account next year.

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Google Digital Banking Course Branding 298

FICO

DECEMBER 13, 2019

The guiding ethos of fintech (and really any industry portmanteau ending in ‘tech’) is move fast and break things. The most prominent villain for fintech companies is regulation. And when fintechs and challenger banks aren’t constrained by regulation (as they mostly are in the U.S. Brand protection. Fintech Maturity. “As

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Regulation Fintech Lending Branding 52

PYMNTS

AUGUST 7, 2019

Without a regulatory mandate, many in the financial services and FinTech space believe that competition will — and already has — nudged the industry toward embracing data integrations across platforms and service providers in the name of better banking experiences. Bank participation is key to promoting open banking in the U.S.,

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Fintech Strategy Resources Payments 181

PYMNTS

JULY 16, 2019

In the continued linkups between banks and FinTech upstarts, new markets beckon across various borders. Among the latest examples, N26 , which is a digital-only bank based in Europe, has entered the US market through partnership with Axos Bank in order to offer FDIC insured accounts.

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Digital Banking US FDIC Cards 101

The Financial Brand

APRIL 20, 2021

Former agency attorney predicts fintech applications for full charters will become commonplace as banking evolves. The post An OCC Insider’s Perspective on Fintechs and Bank Charters appeared first on The Financial Brand.

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Fintech Branding Innovation Strategies Leadership 36

PYMNTS

NOVEMBER 23, 2020

While many digital-first companies springboard from payments into lending, Figure Technologies , a FinTech focused on home improvement, debt consolidation and retirement products that leverage blockchain protocols, is branching out from lending into payments. Blockchain and a bank charter might do much to boost financial inclusion.

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National blockchain Montana Lending 215

Independent Banker

MARCH 31, 2022

based banks, fintechs and more, sits on top of a payments rail operated by Payrailz, a digital payments company based in Glastonbury, Conn. Moreover, payments are withdrawn from the user’s FDIC-insured checking account and are protected by multiple layers of security, which prevents fraudster access.

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Community Bank Community Payments Meeting 91

Fintech Labs Insights

APRIL 6, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? But what we will see is the challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 95,000 6 Meow * 11 4.3% to 5.07% None 2021 NYC $27 27,000 Source: FintechLabs, Crunchbase, SimilarWeb 1.

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Digital Banking Online FDIC San Francisco 15

Fintech Labs Insights

JUNE 26, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? But what we will surely see is challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. Maybe, maybe not. 2021 SF $14 12,000 Source: FintechLabs, Crunchbase, SimilarWeb, 26 June 2023 1.

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Digital Banking Online FDIC San Francisco 15

Jeff For Banks

MARCH 3, 2018

That's what I thought about while reading a recent Financial Brand post about Innovation in Banking: Killer Ideas? More talk about fintech, dinosaur bankers, and flavors of the month. When I wrote that post in January 2011 there were 7,700 FDIC insured financial institutions. or Idea Killers? Was I, gulp, a futurist?

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Apple Millennials Massachusetts FDIC 66

The Financial Brand

NOVEMBER 26, 2023

appeared first on The Financial Brand. appeared first on The Financial Brand. This article Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service? Federal regulators don’t love BaaS. They can't ban it, but their emerging guidance may make it harder to close deals.

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Branding Regulation Banking Trends FDIC 33

PYMNTS

OCTOBER 29, 2018

But for PayPal, Alexa is a particularly scary sight, all wrapped up in the Echo ecosystem, now 50,000 skills strong and embedded in thousands of devices – some that are Amazon-branded, but many that are not. FinTechs … and the Banks They Wanted to Disrupt. FinTechs are helping to enable many of those innovations for those banks.

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Payments Google Apple Innovation 196

Fintech Labs Insights

MAY 24, 2016

While the New York-based company still maintains its consumer-facing brand, it has recently launched several features for advisors, who turn to MaxMyInterest for the higher yield and broader FDIC insurance that it offers for cash accounts. New advisor features include an advisor dashboard and a co-branding option.

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FDIC New York Branding Capital 14

Fintech Labs Insights

JANUARY 12, 2016

Union Bank & Trust to leverage Digital Payments Guardian from Prairie Cloudware to power its new bank-branded mobile wallet. Former FDIC chair Sheila Bair gives Blooom a “ringing endorsement” during a recent visit. SunTrust Bank selects the Enterprise Risk Case Management (ERCM) solution from NICE Actimize.

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FDIC Branding Management Mobile 12

PYMNTS

NOVEMBER 18, 2019

recorded its fourth bank failure this year — the first collapse of financial institutions since 2017, per Federal Deposit Insurance Corp (FDIC) data. Three Small US Banks Collapse Over Past Month. The most recent failure was on Nov. 1 when City National Bank of New Jersey closed its three branches.

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System New Jersey Payments Apple 100

William Mills

SEPTEMBER 9, 2016

An App Store for FinTech applications. Now showing how Avoka can integrate with a ton of apps in a matter of days with your company’s brand. Franchises – Americas greatest brands” They have a list view function where investors can investigate franchises near and far. DualAuth seems to be their brand name for this product.

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social media ATM Mobile Customer Experience 40

Fintech Labs Insights

MARCH 4, 2019

Self Lender’s bank partners, put aside the total of all the monthly payments into an FDIC deposit account. However, the bank now offers a virtually identical product under the brand name CreditStrong and appears to no longer be working with the startup ( note 2 ).

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UX Austin Security Cards 12

The Financial Brand

DECEMBER 15, 2020

Amid COVID, recession and industry transition, Democrat priorities like fair-lending and inclusion step up as fintech issues loom larger. The post What A Biden Presidency Will Mean to Banks & Credit Unions appeared first on The Financial Brand.

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