Abrigo

SEPTEMBER 13, 2021

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. You might also like this webinar: "The Basics of Consumer Lending." Banking Data. Lending For the first time in since June 2020, loan and lease balances increased, $33.2

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FDIC Lending Capital Trends 195

The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Fintech Banking Trends Analysis 40

The Financial Brand

JUNE 13, 2021

The post Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset appeared first on The Financial Brand - Banking Trends, Analysis & Insights. To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences.

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Lending Banking Trends Analysis Trends 43

The Financial Brand

OCTOBER 24, 2021

Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit. The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Banking Trends Analysis Trends 32

The Financial Brand

DECEMBER 8, 2021

Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. The post Is ‘Buy Now, Pay Later’ the Future of Consumer Lending? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others argue there are strong opportunities.

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Lending Banking Trends Analysis Trends 38

The Financial Brand

NOVEMBER 18, 2021

Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the benefits. The post How the ‘New Normal’ is Driving Change in Small Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Banking Trends Analysis Trends 35

The Financial Brand

DECEMBER 27, 2021

The post Mortgage Lending Snag: Boomers & Millennials Vie for the Same Houses appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Just as more Millennials are finally looking to become homeowners they find starter homes have been grabbed by retirees or investors.

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Millennials Lending Banking Trends Analysis 32

The Financial Brand

JUNE 9, 2021

The post Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?

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Lending Fintech Banking Trends Analysis 38

The Financial Brand

JUNE 3, 2021

While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by banks. The post Banks Could Be the Future of ‘Buy Now, Pay Later’ Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Banking Trends Analysis Trends 38

The Financial Brand

MARCH 26, 2024

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

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Lending Branding Report Banking Trends 35

The Financial Brand

DECEMBER 13, 2021

Technology is behind many, but not all, of the trends. The post 9 Pivotal Trends that Will Shape Banking Strategies for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Some represent serious operational challenges, others big revenue opportunities.

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Trends Strategy Banking Trends Analysis 41

The Financial Brand

JANUARY 1, 2024

This article 2024 Trends: Prepare for Disruptive Activism from a Politicized CFPB appeared first on The Financial Brand. This article 2024 Trends: Prepare for Disruptive Activism from a Politicized CFPB appeared first on The Financial Brand.

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Trends Branding Industry Banking Trends 36

The Financial Brand

JUNE 9, 2021

The post Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?

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Lending Fintech Banking Trends Analysis 28

The Financial Brand

MARCH 9, 2023

This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand. Loan growth is a strength for credit unions, but the top federal regulator frets over rates and heightened risk trends.

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Lending Trends Branding Regulation 29

The Financial Brand

NOVEMBER 9, 2021

The post Banks Risk Losing Key Income If Payment Trends Continue appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact revenue.

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Trends Payments Banking Trends Analysis 29

The Financial Brand

OCTOBER 13, 2021

The post 3 Ways Credit Cards Can Compete Against Buy Now, Pay Later Trend appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BNPL use is surging, but card issuers can win by delivering digital journeys that engage and delight cardholders.

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Trends Cards Banking Trends Analysis 32

The Financial Brand

OCTOBER 25, 2023

This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand. This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand.

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America Lending Branding Banking Trends 34

The Financial Brand

OCTOBER 10, 2021

Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending. The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Fintech Banking Trends Analysis 39

The Financial Brand

AUGUST 10, 2021

Anemic lending and vaccination questions aren't the only things nagging banking leaders. The post Banking and Payment CX Jeopardized By Surging Digital Fraud appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A 'pandemic' of fraud must also be dealt with.

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Fraud Payments Banking Trends Analysis 43

Celent Banking

JUNE 12, 2015

This includes global transaction services, small business services, commercial and small business lending, and the changing role of corporate treasury and its impact on meeting the needs of corporate banking clients. It’s an exciting time to return to the Corporate Banking analyst ranks. Transaction Banking Revenue and Deposits.

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Lending Trends Meeting Banking Trends 100

The Financial Brand

JANUARY 24, 2022

bank is unsettled by inflation's impact on economic growth and the effect that could have on lending. The post What’s Worrying BofA’s Brian Moynihan in 2022: Wages, Inflation & The Economy appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The CEO of the No.

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Banking Trends Analysis Lending Trends 29

BankBazaar

AUGUST 7, 2019

Owing much to the changes in banking trends and the emergence of fintech companies, millennials across India have become open to the idea of borrowing credit. But there’s a major issue that quietly cripples this trend. But… That being said, there’s a major issue that quietly cripples this trend. New to credit?

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Millennials System Lending Trends 60

The Financial Brand

NOVEMBER 7, 2021

Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past. The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 43

FICO

FEBRUARY 21, 2020

With a new year comes speculations about what new developments and trends will impact the financial industry. I jumped into the fray in 2019 by focusing on four areas of tactical concern within consumer banking that I feel bank executives will make significant progress addressing. How accurate were my predications?

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Trends Banking Trends Analysis Lending 52

The Financial Brand

JUNE 23, 2021

Traditional institutions exploited holes in fintechs' consumer lending model, especially relating to service. The post Fintech Lenders Stumble While Banks and Credit Unions Gain appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But technology is still key.

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Fintech Banking Trends Analysis Lending 25

NCR

JANUARY 16, 2017

We estimate that in five major retail banking businesses (consumer finance, mortgages, SME lending, retail payments and wealth management) from ten to 40 percent of revenues (depending on the business) will be at risk by 2025, and between 20 and 60 percent of profits, with consumer finance the most vulnerable.”

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Trends Retail Customer Experience Resources 40

PYMNTS

DECEMBER 27, 2019

That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits. There is a sense, however, that CUs themselves bear responsibility for falling behind the digital banking trends that first took hold with consumers.

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Digital Banking Millennials Banking Trends Mobile 130

The Financial Brand

FEBRUARY 8, 2023

The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview. This article NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies appeared first on The Financial Brand.

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Strategy Trends Branding Lending 35

The Financial Brand

SEPTEMBER 16, 2021

Buy now, pay later isn't merely a Covid-related trend. The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

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Cards Banking Trends Analysis Trends 39

The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Banking Trends Analysis Trends 38

PYMNTS

FEBRUARY 27, 2019

In addition to AI and mobile technology, Sassoon pointed to other rising technological trends, like Big Data and blockchain, as potential disruptors in South Africa’s small business banking industry. Collaboration with third parties, like alternative lenders, will also be key for the banking sector, he noted.

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Technology Industry Innovation Big Data 190

The Financial Brand

AUGUST 22, 2021

The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks. The post Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Millennials Banking Trends Analysis Trends 43

The Financial Brand

MAY 4, 2021

A redefining year for the industry accelerated digital banking trends but left many strategic question marks for retail banking leaders. The post How Covid-19 Continues to Reshape Consumer Banking Behaviors appeared first on The Financial Brand.

Banking Trends 43

Banking Trends Digital Banking Trends Branding 43

The Financial Brand

AUGUST 3, 2021

The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

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Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 10, 2021

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

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Innovation Cards Marketing Banking Trends 41

The Financial Brand

SEPTEMBER 12, 2021

The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.

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Banking Trends Analysis Trends Branding 42

The Financial Brand

OCTOBER 13, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions can't approach the generation that's growing up with BNPL and likes debit cards the same way as Millennials. The post Will Loan Volume Shrivel as Debt-Wary Gen Z Hits Their Borrowing Prime?

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Millennials Banking Trends Analysis Trends 40