The Financial Brand

OCTOBER 31, 2021

A neobank CEO personally buys a tiny bank as the next step in building a financial super app targeting poorly-served megabank customers. The post Banking + Investing on One Slick Mobile App: Retail Banking’s Future? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Retail 41

Retail Mobile Banking Trends Analysis 41

PYMNTS

FEBRUARY 27, 2019

These market conditions may not seem ripe for FinTech innovation, but where there are challenges, there are opportunities. “With the Fourth Industrial Revolution, there are FinTech entrants,” he said. Collaboration with third parties, like alternative lenders, will also be key for the banking sector, he noted.

Technology 190

Technology Industry Innovation Big Data 190

The Financial Brand

SEPTEMBER 1, 2021

Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs. The post Does a New Neobank for Musicians Herald a Micro-Niche Trend? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Banking Trends Analysis Branding 43

The Financial Brand

NOVEMBER 21, 2021

The mobile bank is the second European challenger within a few weeks to bow out. Fintech experts weigh in on what it means for banking. Market (And 500,000 Customers) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Why Neobank N26 Is Abandoning the U.S.

Marketing 40

Marketing Banking Trends Analysis Trends 40

The Financial Brand

JUNE 13, 2021

To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences. The post Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 43

Lending Banking Trends Analysis Trends 43

The Financial Brand

DECEMBER 28, 2021

Consumers are flocking to fintech apps, but have little awareness of how these mobile solutions use their personal information. The post Consumers’ Woeful Lack of Knowledge About Data Sharing Could Hurt Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Data 29

Data Banking Trends Analysis Trends 29

PYMNTS

DECEMBER 27, 2019

Specifically, the metamorphic impact of mobile open banking and instant payments has been the first real test of the trust bond that holds CUs together. With the possible exception of FinTechs that stand to gain from customer defections and perhaps some legacy banking competitors, no one is rooting against the CUs.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

The Financial Brand

AUGUST 4, 2021

Mobile app's free business checking accounts could be a gateway to other banking relationships as more small firms join the platform. The post ‘Wave Money’ App Plunges H&R Block Deeper into Small Business Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

JUNE 28, 2021

Mobile bank will 'supercharge' its successful organic marketing with more traditional methods building on a message of 'radical transparency.'. The post A Close Look at Neobank Monzo’s New Growth Strategy appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy 37

Strategy Banking Trends Analysis Trends 37

The Financial Brand

DECEMBER 13, 2021

Mobile bank Zelf is building its future growth on a niche market shrugged off by most traditional institutions: Gamers and 'Creators.'. The post How One Neobank Targets a Huge Gen Z Segment Overlooked by Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 34

Banking Trends Analysis Trends Branding 34

The Financial Brand

NOVEMBER 30, 2021

The mobile bank trails neobank leader Chime by a large measure. The post From Neobank to National Bank: Was Varo’s Quest Worth It? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But it has a capital war chest and more ways to grow revenue rapidly.

National 33

National Banking Trends Analysis Trends 33

BankBazaar

AUGUST 7, 2019

Owing much to the changes in banking trends and the emergence of fintech companies, millennials across India have become open to the idea of borrowing credit. But there’s a major issue that quietly cripples this trend. Well, thankfully, we’ve moved on from this ancient system and aren’t we glad or what!

Millennials 60

Millennials System Lending Trends 60

The Financial Brand

OCTOBER 4, 2021

neobank's ambitions to put its mobile app and white steel card in Americans' hands. Unit appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Dropping the application doesn't mean the end of the U.K. The post End of the Road for Monzo Charter Isn’t End of the Road for U.S.

Banking Trends 31

Banking Trends Analysis Trends Branding 31

The Financial Brand

OCTOBER 26, 2021

The post The Most Popular Digital-Only Banks in the World appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With new data, financial institutions — both digital and traditional — can see which neobanks can claim to be on top in 66 countries.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. To this end, here’s a roundup of predictions and prognostications on what the new year will bring in everything from artificial intelligence and the blockchain to payments and banking for the underbanked.

Fintech 12

Fintech Bitcoin Trends Conference 12

The Financial Brand

JULY 28, 2021

The post Venmo’s Real Threat to Banking: Making Payments Fun appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yes, Zelle's dollar volume is higher, but the quirky Venmo P2P app continues to grow. Financial institutions should understand why.

Payments 42

Payments Banking Trends Analysis Trends 42

The Financial Brand

OCTOBER 18, 2021

The post Growth Is Impossible Without Faster Digital Checking Account Opening appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions are experiencing an unacceptable rate of digital account opening abandonment due to slow and broken processes.

Banking Trends 38

Banking Trends Analysis Trends Branding 38

The Financial Brand

JUNE 7, 2021

Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here's why its low-key American debut may be misleading. The post How Revolut’s ‘Super App’ Strategy Could Shake Up U.S.

Strategy 42

Strategy Banking Trends Analysis Trends 42

Lars Markull

JUNE 29, 2020

To further complicate matters, open banking is not just being used as a term to describe a certain trend but also as the official term in the United Kingdom for a special kind of regulation forcing certain banks to open their infrastructure. This is only possible in cases wherein the bank has built a mobile app.

Mobile 52

Mobile Data Trends Maine 52

The Financial Brand

AUGUST 24, 2021

The post How PNC Adapted Its Virtual Wallet to Solve Overdraft Complaints appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Giving consumers more control is seen as a big plus, but pressure from neobanks, Ally and Walmart could make PNC vulnerable on pricing.

Banking Trends 38

Banking Trends Analysis Trends Branding 38

The Financial Brand

JUNE 21, 2021

The latest big company to enter banking targets 8-17 year-olds to lock-in Gen Z (and their parents) as they establish financial habits. The post Verizon Infiltrates Banking with Neobank-Like Strategy appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy 38

Strategy Banking Trends Analysis Trends 38

The Financial Brand

AUGUST 23, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. After making some key adjustments, the tech giant is ready to launch its blockchain-based Novi wallet, targeting the underbanked market. The post Will Facebook’s Relaunched Digital Wallet Alter the Future of Payments?

Banking Trends 36

Banking Trends Payments Analysis blockchain 36

The Financial Brand

JUNE 21, 2021

The latest big company to enter banking targets 8-17 year-olds to lock-in Gen Z (and their parents) as they establish financial habits. The post Verizon Infiltrates Banking with Neobank-Like Strategy appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy 37

Strategy Banking Trends Analysis Trends 37

The Financial Brand

JANUARY 20, 2022

The post H&R Block’s Retail Bank App Has a Slight Edge: 21 Million Tax Customers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Tax firm targets its millions of tax clients for a year-round financial relationship intended to improve financial health.

Taxes 31

Taxes Retail Banking Trends Analysis 31

Lars Markull

JUNE 29, 2020

To further complicate matters, open banking is not just being used as a term to describe a certain trend but also as the official term in the United Kingdom for a special kind of regulation forcing certain banks to open their infrastructure. This is only possible in cases wherein the bank has built a mobile app.

Mobile 52

Mobile Data Trends Maine 52

CB Insights

AUGUST 23, 2018

This is in part because customers no longer need to rely on banks for financial services — 60% of US bank customers say they are willing to try a financial product from a tech firm they already use, and that number rises to 73% for customers aged 18 — 34. JPM’s mobile active users also showed strong growth in Q2’18, jumping 12% YoY.

Cards 76

Cards Mobile Strategy Branding 76

Insights on Business

APRIL 6, 2017

While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again. As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”.

Las Vegas 194

Las Vegas Fintech User Experience Trends 194

The Financial Brand

NOVEMBER 9, 2023

This article Why the CFPB Proposal for Big Techs May Affect the Entire Industry appeared first on The Financial Brand. More questions than answers as the Consumer Financial Protection Bureau proposes conducting exams of the likes of Apple Pay and Google Pay.

Industry 21

Industry Apple Google Branding 21

PYMNTS

NOVEMBER 14, 2017

. “The fear is, obviously, that when you open up, you’ll have FinTechs coming in and disrupt[ing] you. But in the last three to six months, there has definitely been a big shift among European banks’ attitudes toward open banking.”

Fintech 164

Fintech Regulation Regional Data 164