Banking Trends, Branding, Cards and Payments

Plaid’s Payment Incursion Could Radically Alter Card-Based Transactions

The Financial Brand

OCTOBER 27, 2021

The data aggregator launches an accounts-based payments ecosystem that has the potential to sharply impact card networks and bank revenues. The post Plaid’s Payment Incursion Could Radically Alter Card-Based Transactions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards

Cards Payments Banking Trends Analysis

Despite Ruling Against the CFPB, Banks Must Prepare Alternatives to Card Late Fees

The Financial Brand

MAY 12, 2024

This article Despite Ruling Against the CFPB, Banks Must Prepare Alternatives to Card Late Fees appeared first on The Financial Brand. This article Despite Ruling Against the CFPB, Banks Must Prepare Alternatives to Card Late Fees appeared first on The Financial Brand.

Cards

Cards Branding Banking Trends Trends

18 of the Most Stunning Credit & Debit Card Designs in Banking

The Financial Brand

NOVEMBER 16, 2021

Even as people use digital payment apps more often, they still love a slick-looking card that gets noticed when they pull it out. The post 18 of the Most Stunning Credit & Debit Card Designs in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards

Cards Banking Trends Analysis Branding

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Debit Cards Dethroned Credit Cards – Here’s Why That’s Likely to Stick

The Financial Brand

AUGUST 17, 2021

Total debit card spending passed that of credit cards for the first time in 2020. The post Debit Cards Dethroned Credit Cards – Here’s Why That’s Likely to Stick appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The pandemic was a big reason, but not the only one.

Cards

Cards Banking Trends Analysis Trends

Amazon Sends Shocking Message to Credit Card Industry With Rejection of Visa Payments

The Financial Brand

NOVEMBER 23, 2021

Big enough to completely disrupt the payments space, Amazon is flexing its muscles by shunning a traditional credit card giant. The post Amazon Sends Shocking Message to Credit Card Industry With Rejection of Visa Payments appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Industry

Industry Cards Banking Trends Payments

Three Trends That Are Redefining the Credit Card Industry

The Financial Brand

JULY 29, 2021

The pandemic's powerful impact on spending habits will have long-lasting effects on digital payment channels, loyalty and credit quality. The post Three Trends That Are Redefining the Credit Card Industry appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Industry Cards Banking Trends

Trends Signal an Ominous Future for Credit Cards

The Financial Brand

AUGUST 2, 2021

New data and shifting consumer payments preferences highlight key vulnerabilities that could make the product obsolete 'within a generation.'. The post Trends Signal an Ominous Future for Credit Cards appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Cards Banking Trends Analysis

Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next)

The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards

Cards Banking Trends Analysis Trends

5 Credit Card Trends Signaling a Major Upheaval in Consumer Market

The Financial Brand

AUGUST 26, 2021

A more dynamic era driven by customer preferences and technology is bringing the card business up to speed. The post 5 Credit Card Trends Signaling a Major Upheaval in Consumer Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Cards Marketing Banking Trends

Evaluating Credit Card Profitability: Fee vs. Interest Income

The Financial Brand

OCTOBER 27, 2021

A complex mix of revenues and expenses is not always understood by financial institutions, which can turn card programs into profit drains. The post Evaluating Credit Card Profitability: Fee vs. Interest Income appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards

Cards Banking Trends Analysis Trends

Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts

The Financial Brand

JUNE 29, 2021

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards

Cards Banking Trends Analysis Trends

Credit Cards Still Rule, But Face an Existential Threat From BNPL

The Financial Brand

SEPTEMBER 16, 2021

Buy now, pay later isn't merely a Covid-related trend. The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

Cards

Cards Banking Trends Analysis Trends

How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business

The Financial Brand

APRIL 22, 2024

This article How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business appeared first on The Financial Brand. This article How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business appeared first on The Financial Brand.

Retail

Retail Payments Branding Banking Trends

3 Ways Credit Cards Can Compete Against Buy Now, Pay Later Trend

The Financial Brand

OCTOBER 13, 2021

BNPL use is surging, but card issuers can win by delivering digital journeys that engage and delight cardholders. The post 3 Ways Credit Cards Can Compete Against Buy Now, Pay Later Trend appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Cards Banking Trends Analysis

Satisfaction With Credit Cards Plummets: What Went Wrong?

The Financial Brand

AUGUST 30, 2021

The post Satisfaction With Credit Cards Plummets: What Went Wrong? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Nearly all issuers saw declines for the first time in years. The pandemic revealed several weak spots relating to service, terms and rewards.

Cards

Cards Banking Trends Analysis Trends

7 Major Payment Trends that Will Shake Up Banking in 2022

The Financial Brand

DECEMBER 15, 2021

From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. The post 7 Major Payment Trends that Will Shake Up Banking in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But there's also opportunity.

Trends

Trends Payments Banking Trends Analysis

A Close Look at Covid’s Deep and Lasting Impact on Payment Trends

The Financial Brand

JANUARY 25, 2022

Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment habits. The post A Close Look at Covid’s Deep and Lasting Impact on Payment Trends appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Payments Banking Trends Analysis

What Apple’s New iPhone Contactless Payments Assault Means for Banks

The Financial Brand

JANUARY 30, 2022

By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard. The post What Apple’s New iPhone Contactless Payments Assault Means for Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Payments

Payments Apple Banking Trends Analysis

Banks Risk Losing Key Income If Payment Trends Continue

The Financial Brand

NOVEMBER 9, 2021

The post Banks Risk Losing Key Income If Payment Trends Continue appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact revenue.

Trends

Trends Payments Banking Trends Analysis

Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?

The Financial Brand

DECEMBER 8, 2021

Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others argue there are strong opportunities. The post Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?

Lending

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Five of the Best: The Hottest Payment Trends from 2023

The Financial Brand

DECEMBER 26, 2023

This article Five of the Best: The Hottest Payment Trends from 2023 appeared first on The Financial Brand. New and hot trends in payments came hard and fast in 2023, and they're only going to gain more traction in 2024 and beyond.

Trends

Trends Payments Branding Banking Trends

What Consumers Really Want from Their Banking Providers

The Financial Brand

JULY 11, 2021

But while change continues rapidly in the key payments arena, even there traditional methods hang on. The post What Consumers Really Want from Their Banking Providers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The short answer: They want it all.

Banking Trends

Banking Trends Analysis Trends Branding

Why (and How) the Bilt Mastercard Is Revolutionizing Paying Rent

The Financial Brand

JUNE 27, 2021

Consumers will soon be paying for their apartments with a credit card — and getting rewarded. The post Why (and How) the Bilt Mastercard Is Revolutionizing Paying Rent appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Paying landlords checks is a thing of the past.

Banking Trends

Banking Trends Analysis Trends Branding

Should Banks Beware Credit Score ‘Grade Inflation’?

The Financial Brand

FEBRUARY 15, 2024

This article Should Banks Beware Credit Score ‘Grade Inflation’? appeared first on The Financial Brand. Stimulus payments and loan forbearance boosted credit scores during Covid. This article Should Banks Beware Credit Score ‘Grade Inflation’? appeared first on The Financial Brand.

Branding

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Why Apple Pay + Buy Now Pay Later Will Drive Banks to Google Plex

The Financial Brand

JULY 20, 2021

A battle of titans is building between Apple and Google over the future of banking. The post Why Apple Pay + Buy Now Pay Later Will Drive Banks to Google Plex appeared first on The Financial Brand - Banking Trends, Analysis & Insights. At stake are data and checking account revenue.

Google

Google Apple Banking Trends Analysis

The Beginning of the End for Overdraft Fees — What’s Next?

The Financial Brand

OCTOBER 18, 2021

Banks and credit unions must find new revenue streams that aren't political lightning rods. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post The Beginning of the End for Overdraft Fees — What’s Next?

Banking Trends

Banking Trends Analysis Trends Branding

Banks Duke it Out to Give Consumers a Cash-Back Christmas

The Financial Brand

OCTOBER 25, 2021

The post Banks Duke it Out to Give Consumers a Cash-Back Christmas appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial marketers ramp up campaigns to capture holiday spend in a season that is all about cash rewards. But BNPL looms large.

Banking Trends

Banking Trends Analysis Trends Branding

Overdraft Fees: Will Big Banks Ditch Them for Good?

The Financial Brand

JUNE 16, 2021

The post Overdraft Fees: Will Big Banks Ditch Them for Good? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Regionals' attitudes on overdraft are changing, though megabanks don't appear to be there yet. Digital technology is providing new options.

Banking Trends

Banking Trends Regional Analysis Trends

How JPMorgan Is Preparing For The Next Generation Of Consumer Banking

CB Insights

AUGUST 23, 2018

JPM boasts an industry leading credit card network. With an elite rewards network, JPM is able to use its credit cards as a lever to attract and retain valuable clients. JPM began betting on payments a decade ago — and it hasn’t slowed down since. JPM is all-in on creating a prominent mobile payment system in the US.

Cards

Cards Mobile Strategy Branding

Overdraft Fees: Will Big Banks Ditch Them for Good?

The Financial Brand

JUNE 16, 2021

The post Overdraft Fees: Will Big Banks Ditch Them for Good? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Regionals' attitudes on overdraft are changing, though megabanks don't appear to be there yet. Digital technology is providing new options.

Banking Trends

Banking Trends Regional Analysis Trends

Forecasting Fintech for 2017

Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. To this end, here’s a roundup of predictions and prognostications on what the new year will bring in everything from artificial intelligence and the blockchain to payments and banking for the underbanked.

Fintech

Fintech Bitcoin Trends Conference

Community Banking Brief

Plaid’s Payment Incursion Could Radically Alter Card-Based Transactions

Despite Ruling Against the CFPB, Banks Must Prepare Alternatives to Card Late Fees

Webinars

Trending Sources

18 of the Most Stunning Credit & Debit Card Designs in Banking

Webinars

Debit Cards Dethroned Credit Cards – Here’s Why That’s Likely to Stick

Amazon Sends Shocking Message to Credit Card Industry With Rejection of Visa Payments

Three Trends That Are Redefining the Credit Card Industry

Trends Signal an Ominous Future for Credit Cards

Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next)

5 Credit Card Trends Signaling a Major Upheaval in Consumer Market

Evaluating Credit Card Profitability: Fee vs. Interest Income

Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts

Credit Cards Still Rule, But Face an Existential Threat From BNPL

How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business

3 Ways Credit Cards Can Compete Against Buy Now, Pay Later Trend

Satisfaction With Credit Cards Plummets: What Went Wrong?

7 Major Payment Trends that Will Shake Up Banking in 2022

A Close Look at Covid’s Deep and Lasting Impact on Payment Trends

What Apple’s New iPhone Contactless Payments Assault Means for Banks

Banks Risk Losing Key Income If Payment Trends Continue

Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?

Five of the Best: The Hottest Payment Trends from 2023

What Consumers Really Want from Their Banking Providers

Why (and How) the Bilt Mastercard Is Revolutionizing Paying Rent

Should Banks Beware Credit Score ‘Grade Inflation’?

Why Apple Pay + Buy Now Pay Later Will Drive Banks to Google Plex

The Beginning of the End for Overdraft Fees — What’s Next?

Banks Duke it Out to Give Consumers a Cash-Back Christmas

Overdraft Fees: Will Big Banks Ditch Them for Good?

How JPMorgan Is Preparing For The Next Generation Of Consumer Banking

Overdraft Fees: Will Big Banks Ditch Them for Good?

Forecasting Fintech for 2017

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