The Financial Brand

JANUARY 31, 2022

The post 6 Ways Plaid Sees Fintech and Banking Evolving in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Neobanks and traditional institutions face a period of intense change, driven by technology, but framed within new political realities.

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The Financial Brand

DECEMBER 15, 2021

From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. The post 7 Major Payment Trends that Will Shake Up Banking in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But there's also opportunity.

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The Financial Brand

OCTOBER 27, 2021

The data aggregator launches an accounts-based payments ecosystem that has the potential to sharply impact card networks and bank revenues. The post Plaid’s Payment Incursion Could Radically Alter Card-Based Transactions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 28, 2021

The post Venmo’s Real Threat to Banking: Making Payments Fun appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yes, Zelle's dollar volume is higher, but the quirky Venmo P2P app continues to grow. Financial institutions should understand why.

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The Financial Brand

AUGUST 23, 2021

The post Will Facebook’s Relaunched Digital Wallet Alter the Future of Payments? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. After making some key adjustments, the tech giant is ready to launch its blockchain-based Novi wallet, targeting the underbanked market.

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The Financial Brand

AUGUST 22, 2021

The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks. The post Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 29, 2021

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 5, 2021

Mastercard's entry into the BNPL fray, following Square, Goldman and others, could alter the dynamics of what has been a fintech playground. The post Big New Entrants Turn Buy Now, Pay Later Wave Into a Tsunami appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 12, 2021

Fintechs came up with the popular 'early access to pay' feature. Now 'on-demand' pay kicks it up another notch, and banks are joining in. The post Why Banks & Credit Unions Should Pounce on the ‘Payday Revolution’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 31, 2021

Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab. The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 27, 2021

CBDCs' would enable the fastest payments yet, but under some scenarios banking's role would be reduced significantly. The post Central Bank Cryptos and the Critical Issues Behind A High Stakes Debate appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 7, 2021

Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past. The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 17, 2022

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The core product with the obsolete name remains essential for consumers — and financial institutions — but the reasons why are changing. The post What’s the Future for Checking Accounts?

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The Financial Brand

SEPTEMBER 23, 2021

The post Is PayPal’s Expanded Financial Offering a Threat to Banks? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution.

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The Financial Brand

JANUARY 4, 2022

Free business checking offered with Green Dot Bank serves as a tie-in for firms using QuickBooks and as part of a 'starter kit' for future subscribers. The post Intuit’s Drilling Even Deeper into Small Business Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

DECEMBER 1, 2021

The post The Expanding Gap in Financial Performance Should Frighten Bankers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. There is a significant performance gap between digitally-ready financial institutions and those encumbered by legacy business models.

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The Financial Brand

NOVEMBER 15, 2021

The post The Disruptive Developments Amazon’s Acceptance of Venmo Will Deliver appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Parent PayPal's coup will supercharge Amazon sales and Venmo's own growth.

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The Financial Brand

DECEMBER 8, 2021

Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others argue there are strong opportunities. The post Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?

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The Financial Brand

SEPTEMBER 16, 2021

The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

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The Financial Brand

FEBRUARY 3, 2022

The post Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why That Matters) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. What traditional lenders can learn from the buy now, pay later purchase of a $2,000 Givenchy little black dress.

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The Financial Brand

JANUARY 23, 2022

The post Can Banks Snatch Up BNPL Companies in an Overcrowded Marketplace? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional institutions.

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The Financial Brand

OCTOBER 18, 2021

Banks and credit unions must find new revenue streams that aren't political lightning rods. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post The Beginning of the End for Overdraft Fees — What’s Next?

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Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. To this end, here’s a roundup of predictions and prognostications on what the new year will bring in everything from artificial intelligence and the blockchain to payments and banking for the underbanked.

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CB Insights

AUGUST 23, 2018

This is in part because customers no longer need to rely on banks for financial services — 60% of US bank customers say they are willing to try a financial product from a tech firm they already use, and that number rises to 73% for customers aged 18 — 34. JPM leads banks in active digital customers. Branded cards.

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Insights on Business

APRIL 6, 2017

While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again. As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”.

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NCR

JANUARY 16, 2017

McKinsey notes in its 2015 Global Banking Annual Review : “The fight to hold on to customer relationships will be a high-stake struggle. ” Here are five key trends that financial institutions will have to be aware of in the coming years if they are to achieve this. .” More simplified operations.

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