Abrigo

DECEMBER 22, 2023

Abrigo's top risk management articles The risk management blogs banks and credit unions are reading Probability of default, CECL model validation, and CRE risk are hot topics that risk management and accounting professionals will be tracking in the coming months.

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

APRIL 12, 2016

The FDIC is offering a fresh take on how a bank’s board of directors should understand and manage risk. The regulator’s April edition of Supervisory Insights provides what the FDIC called a “refresher” on its Pocket Guide for Directors, the 1988 booklet outlining the basic duties and responsibilities of a bank’s board of directors.

Management 150

Management FDIC Risk Management Community Bank 150

Abrigo

JUNE 2, 2021

Want more BSA training and articles emailed to you? Does it address a “culture of compliance”? Culture of compliance. FinCEN issued an advisory in 2014 highlighting the importance of a strong culture of compliance for senior management, leadership, and owners within financial institutions. Here's a guide to help.

How To 195

How To Training Compliance Policies 195

Abrigo

SEPTEMBER 22, 2015

An article in American Banker noted that preparing call reports have become increasingly time-consuming and complex. The article allowed banking executives to weigh in on the subject. A 2014 ICBA survey cited in the article showed that Stewart is not in the minority in her comment. Sound is a $500 million institution.

Community Bank 150

Community Bank Community FDIC Survey 150

CFPB Monitor

FEBRUARY 23, 2022

The agencies consist of the CFPB, FDIC, OCC, Federal Reserve Board, NCUA, HUD, DOJ, and FHFA. Two leaders of the CFPB’s Fair Lending Office recently published an article advocating for broader use of SPCPs by creditors and calling SPCPs a “central priority” for the CFPB’s efforts to address racial equity.

Regulation 78

Regulation Lending FDIC Compliance 78

Jeff For Banks

DECEMBER 10, 2023

Although one might argue that First Citizens BancShares of Raleigh is a SIFI as it climbed to the 19th largest in the country with its Silicon Valley Bridge Bank acquisition from the FDIC, and that the FDIC designated SVB as systemically important. Jeff Note: I make no investment recommendations in this article or this blog.

Fresno 101

Fresno North Carolina Raleigh FDIC 101

Independent Banker

SEPTEMBER 25, 2014

Saving money by conducting inside risk management and compliance reviews. As a group, community banks spend substantial funds hiring outside consultants to help with various management functions, and a substantial share of dollars are spent to help oversee their risk management and compliance activities. 73% for compliance audits.

Community Bank 70

Community Bank Compliance Risk Management Community 70

Abrigo

AUGUST 6, 2021

Would you like other articles like this in your inbox? according to FFIEC and FDIC data. Technology can help streamline and automate many manual lending processes, reduce compliance costs, and enhance risk management. How can community financial institutions thrive in 2021?

Community Bank 195

Community Bank Community Kansas City Lending 195

Abrigo

JULY 26, 2021

Would you like other articles like this in your inbox? They also said it doesn’t ensure compliance with U.S. The Scaled CECL Allowance for Losses Estimator (SCALE) tool was unveiled This tool is allowed only for banks under $1 billion as they transition to CECL. . NCUA officials were not included in the SC ALE webinar.

Tools 195

Tools Kansas City Kansas Regulation 195

Abrigo

AUGUST 8, 2021

Would you like other articles on loan review in your inbox? This article is substantially updated from a 2013 blog post. The Federal Reserve, the OCC, the NCUA, and the FDIC repeatedly pointed out that the nature of loan review or credit risk review at a given bank or credit union will vary.

System 195

System Lending Policies Regulation 195

Jeff For Banks

MAY 16, 2015

Compliance and audit reports, not included in 5 above 7. Executive recruiter Alan Kaplan recently wrote an article for Bank Director magazine titled What Makes Great Boards Great. Financial progress towards strategic plan 4. Financial condition and performance versus peer 5.

Report 60

Report Policies Risk Management Meeting 60

Jeff For Banks

JULY 20, 2012

A typical article in an RO requires an FI to increase its capital based on perceived risk. The FDIC IMCR commonly required a Tier 1 leverage ratio of 8%, and total risk-based ratio of 12%. If Basel is adopted according to its timetable, FIs will have to be in full compliance by the end of 2018. Better get your popcorn.

Capital 81

Capital Regulation FDIC Groups 81

Jeff For Banks

DECEMBER 16, 2022

They were under an FDIC consent order from 2014 through 2020 relating to their BSA and OFAC compliance and their relationship with third parties seeking access to the banking system. Jeff Note: I make no investment recommendations in this article or this blog. It has not been all sunshine and rainbows for TBBK.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78