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Delivering A Secure Seamless Banking Experience In The Age Of COVID-19

PYMNTS

Many CUs are doubling down on their efforts to digitize their services in a secure manner. One such player is Arizona Federal Credit Union (Arizona FCU), which is working to offer improved access to its 130,000 member-owners. Understanding these details is critical to offering them the right credit card product, she added. “We

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Taking A Data-Driven Approach To Meeting CU Members’ Banking Needs

PYMNTS

This shift to primarily digital comes with some perks, such as easier transactions and more connectivity for CU members, but it also means an increase in online payment volume that represents an irresistible opportunity for fraudsters. Deep Dive: Emerging CU Fraud Threats And How Data Analytics Can Help.

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Emailage Braces For Holiday Fraud Uptick

PYMNTS

After five Christmases, five Hanukkahs, five Black Fridays and five Cyber Mondays, Arizona-based startup Emailage — the identity verification company delivering risk scores to financial institutions (FIs) and online merchants based on customers’ email addresses – has defenses down to a science.

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Why Voice Authentication’s Doing Prison Time

PYMNTS

What eventually becomes cutting-edge in retail and payments often originates in places that are dedicated to security, not commerce. Authorities and prison technology companies say this mass biometric surveillance supports prison security and fraud prevention efforts.”. New technology often starts out at the U.S. Voice-Print Efforts.

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Data Dive, Summer Heat Edition: Venmo Speeds Up, Amex Branches Out And Walmart Takes A Pass

PYMNTS

Arizona temps grounded flights last week when they got about 120, and even the Pacific Northwest saw temperatures get up over the 100 mark in Portland. And if you can’t stay cool this summer – and odds are if you’re reading this from Arizona you can’t – we can at least keep you very well informed. But as for the lazy, well not so much.

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Deck Loans: Financing Options for Building a New Deck

MyBankTracker

The problem, though, is that your home secures a home equity loan. Instead, this is a revolving credit line similar to a credit card. Although similar to a credit card, the interest rate on a HELOC is typically less than the average credit card. But again, your home secures the line of credit.

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Reverse Trend

Independent Banker

Yet Ardesson says he is the only banker based in Arizona that he knows of making reverse mortgages. It’s not like cross-selling a credit card.” The bank also purchases loan leads from online sources such as LendingTree.com or LowerMyBills.com, and about 5 percent of those leads generate a closed loan. New FHA guidelines.

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