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The Great Credit Card Program Outsourcing Debate

PYMNTS

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. In fact, their slogan for the card is “Created by Apple, Not a Bank?.”

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In Retail, Are Rewards Their Own Reward?

PYMNTS

Retail is a dog-eat-dog world, operating at times on the thinnest of margins. With NFC technology from Apple (VAS protocol) and Google (Smart Tap), the merchant’s private-label card and/or rewards program are automatically presented at the time of payment. Rewards can help lure customers to a brand and keep them there. credit cards, 1.3

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Taking The Party (City) To Amazon

PYMNTS

It’s not impossible to compete, but Amazon’s most notable and intractable competitors are super-sized themselves: Walmart, Google, Target, Apple, etc. Party City , operator of the soon-to-open Halloween City pop-up stores nationwide (and later this year, the brand will test-run its Toy City pop-ups at 50 U.S.

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How 2015 is Different for Retail Banks

Banking 2020

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. This year will be huge for payment disruption.

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New Data: U.S. Consumers And The ‘Everyday App’

PYMNTS

Then, there are Bridge Millennials. Bridge Millennials are a unique group of consumers, comprised of individuals between 30 and 40 years of age who exhibit cultural characteristics of both Generation X and Millennials. Among the Bridge Millennials in our study, 37.8 percent say they would trust Apple.

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FinovateSpring 2016 Live Blog – Day 2

William Mills

Diana Chin (HR & Operations). Demoing first with apple watch. Is this the first time we have seen an apple watch as apart of a demo today? Customers can store all of their online profiles in one secure location to improve user experience. Fiserv is meeting that need for FIs and millennials. That’s new.

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From ACH To IoT: Looking Back On A Year Of Trackers

PYMNTS

Getting on board with this new technology is key for banks and financial institutions as they look for ways to attract millennial consumers. This year, the Digital Banking Tracker looked at millennials’ financial habits and why younger users favor digital banking solutions over traditional banking models.

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