2024, Marketing, Regulation and Risk Management

CRE risk management: Identify and manage concentration risk

Abrigo

FEBRUARY 14, 2024

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. You might also like this podcast, "How to sleep easier at night about your capital and risk levels."

Risk Management

Risk Management Management Lending Capital

Best practices for credit risk management in uncertain times

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." Have a playbook.

Risk Management

Risk Management Management Policies Lending

What Banks Can Learn from the Republic Bank Failure

South State Correspondent

MAY 7, 2024

On April 26, 2024, Republic First Bank (DBA Republic Bank) was seized by state regulators and the long running bank drama came to an end. This first bank failure in 2024 is reported to cost the Deposit Insurance Fund $667mm. However, that faster growth was not unusual and reflects the bank’s higher growth markets.

Risk Management

Risk Management Security Management Groups

Webinars

Elevating Accounting Practices: The Power of Outsourcing and Automation in the Digital Age

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Change management in banks and credit unions: A key to success

Abrigo

OCTOBER 17, 2023

Why change management is vital for banks and credit unions Regulators promote change management to manage risk, but banks and credit unions can also achieve important benefits when they manage change. This article describes recent comments by financial regulators about managing change.

Management

Management Lending Risk Management Strategy

Credit administration department housekeeping: Practical steps for improvement

Abrigo

FEBRUARY 16, 2024

Ensure regulatory compliance: Stay ahead of regulatory requirements by ensuring accurate credit risk ratings, robust global cash flow analysis, and proactive rate-risk Regular portfolio monitoring is key to identifying potential issues and addressing them promptly. Assess and control key risk areas with an effective credit policy.

Training

Training Risk Management Analysis Policies

If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

APRIL 30, 2024

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. We witness over and over how some banks get themselves in deeper trouble booking derivatives on their books that are bets on market interest rate movements.

Community Bank

Community Bank FDIC Community National

If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

APRIL 30, 2024

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. We witness over and over how some banks get themselves in deeper trouble booking derivatives on their books that are bets on market interest rate movements.

Community Bank

Community Bank FDIC Community National

A risk-based, time-saving approach to annual loan review

Abrigo

NOVEMBER 13, 2023

The 2020 Interagency Guidance on Credit Risk Review Systems recommends that loan review should occur "typically annually, on renewal, or more frequently when internal or external factors indicate a potential for deteriorating credit quality or the existence of one or more other risk factors.”

Analysis

Analysis Lending System Survey

These resources on interest rate risk, liquidity, and CECL got the most downloads in 2023

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources

Resources Risk Management eBook Strategy

Safeguarding new banking products from fraud

Abrigo

JANUARY 22, 2024

Takeaway 2 Examiners' focus is on risk management related to products and services , especially those involving complex technologies like AI. billion in losses globally last year, according to Nasdaq’s  2024 Global Financial Crime Report. For A proactive approach to risk management involves continuous monitoring and adjustment.

Fraud

Fraud Training Risk Management Software

Risk and Lending Predictions 2023: Hyper-Personalisation and More

FICO

JANUARY 19, 2023

While UK support will continue through 2023, and possibly into 2024, we can expect to see it provided on a more targeted basis as governments face rising debt burdens as a proportion of GDP. Here are my three predictions for risk management and customer treatment in 2023.

Lending

Lending Strategy Analytics Data

The 2023 GonzoBanker Awards

Gonzobanker

DECEMBER 14, 2023

Expect more deals to be announced in 2024. Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. The “Giant Sucking Sound” Award – goes to the swell of funds leaving banking and ballooning money market mutual funds.

Fintech

Fintech Community Regional Technology

Four 2023 U.S. Policy Predictions for Financial Services Companies

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. regulators take a major step in addressing the emerging open banking landscape. There Will be Changes in the BNPL Market, but Major Regulatory Action Is at Least a Year Away.

Policies

Policies Company Regulation Risk Management

Community Banking Brief

CRE risk management: Identify and manage concentration risk

Best practices for credit risk management in uncertain times

Webinars

Trending Sources

What Banks Can Learn from the Republic Bank Failure

Webinars

Change management in banks and credit unions: A key to success

Credit administration department housekeeping: Practical steps for improvement

If You Are Tired of Being Transactional, You Need A Hedge Program

If You Are Tired of Being Transactional, You Need A Hedge Program

A risk-based, time-saving approach to annual loan review

These resources on interest rate risk, liquidity, and CECL got the most downloads in 2023

Safeguarding new banking products from fraud

Risk and Lending Predictions 2023: Hyper-Personalisation and More

The 2023 GonzoBanker Awards

Four 2023 U.S. Policy Predictions for Financial Services Companies

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