CFPB Monitor

APRIL 8, 2021

On April 1, 2021, the FDIC’s final rule issued in December 2020 revising its brokered deposits regulation became effective. The final rule also requires a third party relying on either of two Designated Exceptions (referred to as the “25 percent test” and the “enabling transactions test”) to provide written notice to the FDIC.

FDIC 78

FDIC Resources Regulation Compliance 78

CFPB Monitor

DECEMBER 22, 2020

The FDIC has issued a final rule that establishes a new framework for analyzing whether deposits made through deposit arrangements qualify as “brokered deposits” and amends the methodology for calculating the interest rate restrictions that apply to less than well capitalized insured depository institutions (IDIs). Brokered Deposits.

FDIC 78

FDIC Capital National Regulation 78

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. On the next pages, you’ll find our listings of the top-performing community banks of 2021 alongside interviews with some of the winners. Brazos National Bank. Douglas National Bank. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

CFPB Monitor

DECEMBER 8, 2022

The parent company of an ILC with a deposit insurance application approved after September 23, 2021 would be subject to the supervisory authority of its “primary financial regulatory agency” as defined in Section 2 of Dodd-Frank (12 U.S.C. 5301) (e.g.

FDIC 78

FDIC Company Industry Regulation 78

Abrigo

MARCH 17, 2022

Takeaway 3 Using stress testing scenarios helps banks and credit unions determine whether estimated loss rates will push projected capital levels below regulatory thresholds. Banks and credit unions must be able to adjust when necessary to ensure viability of the institution and the ability to supply capital to their local economy.

Capital 195

Capital Regulation Risk Management Community 195

MyBankTracker

DECEMBER 17, 2020

Capital One 360 Market-leading CD rates. Venture Rewards from Capital One Redeem miles for any travel, retroactively. Capital One Secured MasterCard Low security deposit to get started. Personal Capital In-depth investment and retirement planning tools. Woodforest National Bank Large branch network. Get Details.

ATM 52

ATM Cards FDIC Online 52

Abrigo

NOVEMBER 29, 2021

To remain competitive, some of the nations’ largest banks have introduced new products. Capital One and Fifth Third Bank have launched programs to give customers early access to direct deposits, up to two days. Roadmap for Effective Capital Planning: Start Here. Talk to a specialist to learn more. Whitepaper. Asset/Liability.

Community Bank 195

Community Bank Community FDIC Trends 195