Vigilant Eyeshades
Independent Banker
AUGUST 25, 2016
When John Zimmer took over as president of HNB National Bank in Hannibal, Mo., in 2012, he figured there was likely some fat to be trimmed. After Zimmer’s first year personally scrutinizing all expenses, HNB National had eliminated $402,000 in costs. Every community bank thinks it’s thrifty and cost conscious.
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