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The pro-cyclicality of capital ratios and credit supply, a tale of two sizes

BankUnderground

GDP data was collected from the Office for National Statistics and FRED® for the UK and US respectively. First, analysing years up to 2009 can be used to measure the cyclical patterns in a less regulated environment, providing evidence on whether Basel III needed cyclical components. Pre-tax profits 8305 29.76 Cash 8762 1413.30

Capital 78
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Under Armour Wants To ‘Reinvent’ Baltimore, But Not Everyone’s Feeling It

PYMNTS

The investment is funded by selling municipal bonds to private investors, and is then repaid by property taxes generated by the new development. And that’s what many will fear will happen with the Port Covington development. And Baltimore already has a bunch of sports teams. And none of them need a new home at the moment.

Baltimore 103
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A Decline in Personal Savings

TrustBank

The BEA calculates the personal saving rate by subtracting taxes from personal income to arrive at “disposable personal income” and then subtracts personal outlays. As of October, the US ranked 32 nd according to the Organization for Economic Co-operation and Development (OECD) data. What’s left is an estimate of personal savings.

US 52
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Wal-Mart Bank is flying under the radar.

Jeff For Banks

I took a brief walk down the front of the store, past The Money Center, and encountered my second glimpse of Wal-Mart’s banking strategy, Woodforest National Bank (see photo). billion in deposits at June 30, 2009. In 2009, Woodforest reported net income of $83.1 In 2009, Woodforest reported net income of $83.1

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Guest Post: First Quarter Economic Commentary by Dorothy Jaworski

Jeff For Banks

The so-called recovery that began in June, 2009 has produced growth rates only about one half of “normal” recoveries since WWII. The US has led the world in energy and oil production from its shale and fracking operations. Suddenly, the extent of excess supply became apparent. So will the Fed raise rates in 2015?

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Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

billion of assets and operates twenty five branches in the western suburbs of Chicago. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Their non-performing loans (NPL)/total loans ratio peaked at 12.54% in 2010, and between 2009-12, the Bank charged off over 11% of its loan portfolio.

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11 Lessons From Startup Chapter 11s

CB Insights

Notably, Solyndra’s rise coincided with the passing of 2009’s American Reinvestment and Recovery Act, which contained various subsidies and promises of investment for sustainable US energy initiatives. In March 2009, the US government announced it planned to award Solyndra a guaranteed loan of $535M as part of that initiative.

Apple 78