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How Your Bank Can Make Construction Lending More Profitable

South State Correspondent

Construction and Land Development loans (C&D loans) drove a substantial portion of the loan growth at community banks between 2000 and 2007, especially for banks under $2B in assets. In fact, C&D loans were one of the major causes of bank failures from 2009 to 2011.

Lending 150
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Common Misperceptions: Community Banks are Beating the Behemoths

Jeff For Banks

One such theme was the right sizing of community banks'' funding sources. Since the dawn of the financial crisis in 2007, loan demand has fallen off of the cliff, and therefore community banks did not need their historically high amount of CD funding. I''d like to hear from you.

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Which loan types are fueling bank growth?

Abrigo

commercial bank loan portfolios have continued to expand. Which areas of lending and what banks are driving the expansion? A recent issue of Banking Insights , published by the Federal Reserve Bank of St. commercial banks. ” In fact, C&I lending grew first following the recession.

St. Louis 150
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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. How significant was CRE lending to the souring of bank loan portfolios?

Lending 60
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LendKey And Unlocking A Generation Of Borrowers For Small Banks And Credit Unions

PYMNTS

But, Passione noted, many of the players who are taking a pass on offering student lending and other forms of personal loans often aren’t doing so for lack of interest — but lack of ability via smart technology. Lending-as-a-Service. There are currently 13,000 community banks in the U.S.,

Lending 100
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Stressing the importance of stress tests

Abrigo

Yesterday the Federal Reserve announced how “the big banks” fared on their annual stress tests (The Wall Street Journal’s Briefly blog offers what to know and what is relevant about the exams). It was a critical day in the eyes of those at Bank of America, Chase, Wells Fargo and others at the top.

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Community Bank History: Peoples National Bank, Hallstead, Pennsylvania

Jeff For Banks

Community banks tout themselves as better than national and regional banks because of how close they are to their communities. Their history, similar to the histories of hundreds, if not thousands, of community banks across our landscape, is our history.