Remove 2007 Remove Cards Remove Innovation Remove User Experience
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Decoupled Debit — Again?

PYMNTS

The year is 2007. Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. It’s the decoupled debit card. Merchants paid less when they accepted those cards. And what was the product?

Branding 184
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Is AR Having Its ‘Netflix Moment?’

PYMNTS

Netflix pre-2007 was a manual, paper-based system — relying entirely on manual shipping, manual returns and absolutely no customer self-service. By the time the mid-2000s rolled around, Netflix’s stock price had plateaued, and innovation was needed to take its business to another level. Network-Based Payment Solutions.

Cards 109
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Mobile UX: A First Look at “Second Look” Transaction Alerts from Capital One

Fintech Labs Insights

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? Fast-forward six years and Capital One owns the innovation mantle, at least in the United States. Its latest innovation? It’s still a relatively manual user experience, especially if you want to dispute a charge.

UX 17
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Fintech with The Jetsons at FinovateFall 2016

Fintech Labs Insights

Looking back at the demos from 2007 , the major trends were PFM, text alerts, and bill payment. Next month at FinovateFall in New York, we’re going to see some things that, compared to 2007, seem like the way the Jetsons would manage their finances.

Fintech 12
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Where are they now? A look at FinovateSpring 2015 Best of Show Winner Successes

Fintech Labs Insights

May 2015 demo: Avoka showed Transact for Financial Services , which combines social, cloud services, and crowdsourcing into the world’s fastest credit card application. What they’ve been up to: July 2015: Won “Most Personalized Banking Experience” award from EPAM at the 2015 Citi Mobile Challenge in EMEA. Founded: 2007.

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Happy 10th Anniversary iPhone

PYMNTS

That is how the world first met the iPhone a little over ten years ago in January 2007, when Steve Jobs took to the stage to announce Apple’s latest and greatest innovation. And on June 29, 2007, we finally got it. The iPhone platform has enabled an incredible number of innovations that have made payments easier and more secure.

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Data Dive, Milestone Edition: Gig Payments, Affirm And Contactless March On

PYMNTS

But he went on to hit a career 755, a feat that no one came close to matching until 2007, when Barry Bonds broke that record. Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. Visa Ups the Pace of Gig Payments.

Data 100