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The top lending & credit risk blogs of the year

Abrigo

As 2023 winds down, community banks and credit unions have worked hard to attract new customers and members and retain existing ones by streamlining processes and improving the end-user experience. They’ve also focused on managing interest rate risk in a rising rate environment.

Lending 221
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How Opening Bank Data Can Transform SMB Lending

PYMNTS

with open banking now more than 2 years old, the financial services industry has discovered that unlocking data can have a significant impact on the satisfaction of SMB borrowers, even facilitating easier bank switching for SMBs in search of a better user experience. In the U.K., A Win-Win for Banks and SMBs. ” The U.S.’s

Lending 233
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FinTech Startup Qupital Raises $15M For Chinese Expansion

PYMNTS

The growing volume of SME [small and medium-sized enterprise] and cross-border trading drives a huge demand for alternative financing for SMEs that are underserved in the market and opportunities for investors to earn a decent risk-adjusted return,” Dennis Cong, PhD, Managing Director of CEFIF, said in a press release. “We

Fintech 123
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Geolocation Puts A Pin In Anti-Fraud Solutions

PYMNTS

Unlike the crypto markets, Wingert said the banking and payments industries continue to be slow to adapt to the challenges of KYC and fraud prevention. While FinTechs and neobanks add value by focusing their attention on the user experience and business logic, their value isn’t being added in building better compliance functionality. “So

Fraud 270
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Delivering Trust for Risk-Aware Telcos - Using Data and Analytics

FICO

The ability to deliver risk-aware, pre-screened customer offers in near-to real-time is everything for telcos. In today’s markets, providers can opt to reduce their costs by making customer decisions based on the most accurate data sets only. Tim has over 15 years' experience spanning banking, finance, retail and marketing analytics.

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To Improve Treasury Tech, Target The Developers

PYMNTS

Remlinger, Project Manager — Solutions for Business at foreign exchange technology firm OANDA. Because APIs facilitate integration between two services, the technology allows FinTechs to innovate in their niche markets, rather than attempting to be a jack of all trades. “I It’s a sentiment echoed throughout the B2B FinTech market.

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Fundbox, Tipalti Tip The B2B Payments VC Scales

PYMNTS

BankiFi operates APIs to enable banking clients access to a range of business banking infrastructure to augment their own small business and corporate banking operations. Operating out of New Zealand, Hnry offers gig economy workers tax administration technology that has just caught the attention of investors to the tune of $1.35

Payments 149