article thumbnail

CRE risk management: Navigating hazards and opportunities

Abrigo

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. Takeaway 3 Loan-level stress testing can help assess repricing risk, while capital stress testing helps clarify the impact of CRE loan losses on capital. CRE loans make up 28.7%

article thumbnail

Stress testing revisited to avert risk and improve risk ratings

Abrigo

Two ways in which stress testing results can be used to an institution's advantage is to avert risk and improve the risk rating process. First City Bank, a $60 million-asset institution in Columbus, Ohio, has been performing bottom-up stress testing on their portfolio for over six years.

Columbus 150
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Oreos can teach accountants about growing the firm

Abrigo

Productization involves making an intangible tangible – providing something that helps the client understand a complex offering that is focused on benefits and easier to market. Other firms create products around risk management or technology consulting.

Taxes 170
article thumbnail

Teach clients to treat their business like an investment

Abrigo

“Your marketplace, if you want to look at strategic valuations, is open to about everyone who has a business, so there’s a huge market,” McDaniel said during a recent webinar hosted by Sageworks. There’s a huge opportunity for all of us in the valuation field to assist our owners in valuations and in succession and exit planning.”

Ohio 150
article thumbnail

Regulation and Compliance: Ready for Review

Independent Banker

Be aware of existing or emerging risk concerns. Implicit in managing operational risk is for banks to continue to maintain adequate capital and a solid balance sheet, he says. It’s not just about looking at the returns but having the due diligence and risk management folks involved.”. in Kent, Ohio.

article thumbnail

Who were ICBA’s Top Lenders of 2022?

Independent Banker

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. By Ed Avis.

article thumbnail

Four 2023 U.S. Policy Predictions for Financial Services Companies

FICO

There Will be Changes in the BNPL Market, but Major Regulatory Action Is at Least a Year Away. The proposed rules appreciably increase corporate accountability on cyber risk, starting from the boardroom and cascading down throughout the organization. See all Posts. chevron_left Blog Home. expand_less Back To Top. Related posts.