Remove Lending Remove Marketing Remove Ohio Remove Risk Management
article thumbnail

CRE risk management: Navigating hazards and opportunities

Abrigo

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. Takeaway 3 Loan-level stress testing can help assess repricing risk, while capital stress testing helps clarify the impact of CRE loan losses on capital.

article thumbnail

Who were ICBA’s Top Lenders of 2022?

Independent Banker

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. By Ed Avis.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Regulation and Compliance: Ready for Review

Independent Banker

Be aware of existing or emerging risk concerns. increased operational risks. Implicit in managing operational risk is for banks to continue to maintain adequate capital and a solid balance sheet, he says. It’s not just about looking at the returns but having the due diligence and risk management folks involved.”.

article thumbnail

Four 2023 U.S. Policy Predictions for Financial Services Companies

FICO

There Will be Changes in the BNPL Market, but Major Regulatory Action Is at Least a Year Away. Some BNPL firms already are providing disclosures mandated by the Truth-in-Lending Act. Meanwhile, the National Institute of Standard and Technology is expected to release its AI Risk Management Framework in 2023. See all Posts.