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Loan-pricing models: What to consider

Abrigo

Adams, supervising examiner at the Federal Reserve Bank of Philadelphia, pricing is a key underwriting factor that should be addressed as part of a sound loan policy. The risk premium for default risk takes into account the borrower’s risk rating as well as the risk rating of the credit facility, according to Adams.

Capital 150
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Guest Post: First Quarter Economic Commentary by Dorothy Jaworski

Jeff For Banks

The US has led the world in energy and oil production from its shale and fracking operations. 03/30/15 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Stay tuned! Thanks for reading!

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Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

Recently, we have seen ransomware virtually cripple company’s networks and Internet access, as criminals exploit vulnerabilities in Microsoft’s Windows operating system. Now an even greater threat promises to raise costs even more- the threat of cyber attacks. Some of the ransomware even has names: WannaCry and Petya Clone.

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Guest Post: Fourth Quarter and Year End Economic Commentary by Dorothy Jaworski

Jeff For Banks

CERN, the operator of the Collider, is eyeing its own future construction of a bigger machine to triple its distance. Thanks for reading DJ 01/10/16 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

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The 2019 GonzoBanker Awards

Gonzobanker

billion of assets under management. Hats off the Schools Financial’s board and management for acknowledging that even multi-billion dollar credit unions can drive value via merging with someone bigger. Brown gives his employees $100 to go open accounts across the Philadelphia area and then shares the results: good, bad and humorous.

Idaho 148
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Who were ICBA’s Top Lenders of 2022?

Independent Banker

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. We worked with them with loans to buy equipment and vehicles for delivery and the beginning operational cash needs of the business,” Bunnell says.

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Guest Post: Third Quarter Economic Commentary by Dorothy Jaworski

Jeff For Banks

Remember that we are five years in this recovery and we are only managing 2.2% Our Bank’s Senior Vice President of Deposit Operations and Information Technology, Karen Shinn, knows all too well the risk and costs of these breaches to banks. Thank you for all that you have done for our Philadelphia region over your years here!