PYMNTS

FEBRUARY 15, 2018

Through the Conference of State Bank Supervisors, Georgia, Illinois, Kansas, Massachusetts, Texas, Tennessee and Washington are looking to standardize the ways firms across traditional financial services and FinTech upstarts apply for, and are granted, licenses. Can the states make licensing – of the money movement kind – any easier?

Washington 101

Washington Regulation Conference Fintech 101

Filene

JUNE 21, 2016

Local Host: Illinois Credit Union League. QCash - An omni-channel lending solution that offers relationship based underwriting (without credit check) to members in search for small, short-term unsecured loans. We'll walk through some of Filene's latest programs, and the research and innovation behind them. 10:00 a.m. -

Chicago 45

Chicago social media Illinois Innovation 45

PYMNTS

APRIL 26, 2016

Which brings us to payday lending and its proposed regulation – a subject that has turned out to be the Berserk Button for a shocking number of consumer right advocates, congressmen, regulators, Senators, preachers, industry representatives business people and consumers. So why all the fuss? The Typical Payday Lender.

Lending 100

Lending Regulation Industry Illinois 100

Jeff For Banks

DECEMBER 18, 2014

and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. It also conducts mortgage banking from 12 offices in Illinois, Kansas, Nebraska, Missouri, Minnesota, Arizona, and North Dakota.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

Fintech Labs Insights

AUGUST 20, 2015

Alt-consumer lending. HQ: Chicago, Illinois. Peer-to-peer lending marketplace for small businesses. Tags: Lending, micro-credit, underwriting, servicing. Total raised: $1.75 billion (at least $400 million is debt). Source: Wall Street Journal. Latest round: $339 million (Debt). Total raised: $1.43 billion ($1.1

San Francisco 12

San Francisco Company Fintech California 12

PYMNTS

MARCH 21, 2017

That’s because as the panel of experts assembled at Innovation Project 2017 last week at Harvard pointed out, the consumer who makes use of short-term lending: Likes them, Needs them and. Those regulations as currently proffered, they said, dictate the products on offer, which in turn limits the degree to which they can be innovated.

Lending 100

Lending Regulation Illinois Innovation 100

Independent Banker

NOVEMBER 30, 2022

In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. size businesses and individuals throughout Illinois, Wisconsin, Indiana and Florida. What great resignation? LESS THAN $250 MILLION. By Roshan McArthur.

Community Bank 169

Community Bank Community Montana Leadership 169

Independent Banker

OCTOBER 29, 2014

Given the still nascent state of consumer adoption of mobile payments technology, time and opportunities for growth and innovation in the mobile arena at the community bank level still exist, banking technology experts say. Typically the younger segments are more innovative and are looking for new ways to do things,” Brown offers.

Mobile 105

Mobile Community Bank Community Technology 105

Independent Banker

APRIL 30, 2022

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. based bank attributes its growth to a hot housing market, its focus on builder and home mortgage lending, and the economic success in its markets. “We

Community Bank 172

Community Bank Community Montana Taxes 172

Fintech Labs Insights

NOVEMBER 23, 2015

HQ: Chicago, Illinois. Peppermint Innovation. Tags: Student lending, employee benefit, SMB, enterprise, Finovate alum. Source: Crunchbase. Financing online consumer purchases. Latest round: $101 million ($1 million equity, $100 million debt). Total raised: $101 million (includes $100 million debt). HQ: Sydney, Australia.

San Francisco 12

San Francisco Company Fintech New York City 12

PYMNTS

NOVEMBER 29, 2016

The Problem With PayDay Lending . But short-term lending — in all its many forms, including payday loans, auto-title loans and some installment loans — is especially good at arousing passion in those who debate it. The PMYNTS PayDay Lending Primer. The Whos, Whats, Wheres, Whens, Whys and Hows Of Short-Term Lending).

Lending 100

Lending Regulation Groups Innovation 100

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We

Community Bank 196

Community Bank Community National Fresno 196

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. William Atkinson is a writer in Illinois.

Community Bank 164

Community Bank Community Texas Leadership 164

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. Rishi Shah and Shradha Agarwal founded healthcare information startup Outcome Health in 2006 while the pair were still studying at Illinois’ Northwestern University. But the model doesn’t always work perfectly.

Fraud 78

Fraud Las Vegas Company Video 78

CFPB Monitor

JUNE 15, 2022

The letter explains that although states have tools for going after these lending arrangements, such tools are more costly to employ and less likely to be effective than typical enforcement authorities provided to state financial regulators. A coalition of consumer advocacy groups raised similar concerns in a letter to the FDIC in February.

FDIC 78

FDIC California West Virginia North Carolina 78

Fintech Labs Insights

AUGUST 14, 2015

It was another stellar week for Finovate alums with 6 fundings totaling $123 million: money transfer service Payoneer ($50 mil), AI innovator Kensho ($33 million), tax specialist VATBox ($24 million), , cash-back specialist Mogl ($7.9 HQ: Highland Park, Illinois. Source: NW Innovation. HQ: London, England, UK. Maestro Health.

New York City 12

New York City Company Fintech New York 12

CFPB Monitor

FEBRUARY 12, 2019

Democratic Congressman Bill Foster, who represents the 11th District of Illinois, has sent a letter to Maxine Waters, Democratic Chairwoman of the House Financial Services Committee, to express his “strong interest in serving as the Chair of the Taskforce on Financial Technology and Innovation that will be convened in the coming weeks.”

Fintech 68

Fintech Illinois Community Financial Technology 68

CB Insights

AUGUST 25, 2017

Here are the latest innovative ways companies are harnessing the power of global blockchain. Others include Hijro (formerly Fluent), which offers an alternative platform for lending into global supply chains, and Skuchain , which builds blockchain-based products for the business-to-business trade and supply chain finance market.

blockchain 78

blockchain Industry Bitcoin Security 78

PYMNTS

FEBRUARY 21, 2017

This has the potential to decimate an entire industry,” one payday lending executive told PYMNTS shortly after the rules dropped. “By And if one were to ask their Magic 8-Ball about the fate of those payday lending regs, the answer one would most likely get at this point is “Ask again later.”.

Lending 101

Lending Regulation Innovation Industry 101

PYMNTS

OCTOBER 6, 2017

Headline writers found no shortage of dramatic ways to characterize the final version of the CFPB’s short-term lending rule that dropped yesterday (Oct. But today, the journey came to an end as the CFPB has offered its final ruling on the future of the payday and title lending industry in this country. “The clamp down.” “The

Lending 128

Lending Regulation Community Bank Industry 128

PYMNTS

OCTOBER 6, 2017

Headline writers found no shortage of dramatic ways to characterize the final version of the CFPB’s short-term lending rule that dropped yesterday (Oct. But today, the journey came to an end as the CFPB has offered its final ruling on the future of the payday and title lending industry in this country. “The clamp down.” “The

Lending 100

Lending Regulation Community Bank Industry 100