Independent Banker

NOVEMBER 30, 2022

In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Once we’ve been here for 10 years, we are awarded a three-month paid sabbatical,” says Emilie Johnston, chief operations officer. By Roshan McArthur.

Community Bank 169

Community Bank Community Montana Leadership 169

Jeff For Banks

DECEMBER 18, 2014

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. Well done!

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

PYMNTS

APRIL 26, 2016

Which brings us to payday lending and its proposed regulation – a subject that has turned out to be the Berserk Button for a shocking number of consumer right advocates, congressmen, regulators, Senators, preachers, industry representatives business people and consumers. So why all the fuss? The Typical Payday Lender.

Lending 100

Lending Regulation Industry Illinois 100

PYMNTS

MARCH 21, 2017

If the rules pass as present, long-term might be something of a huge misnomer, since, by even the CFPB’s own in-house estimates, some 85 percent of the nation’s currently operating short-term lenders would be knocked out of business. Has no other legitimate option available. So how did that war gaming look? The Problem.

Lending 100

Lending Regulation Illinois Innovation 100

Independent Banker

OCTOBER 29, 2014

Given the still nascent state of consumer adoption of mobile payments technology, time and opportunities for growth and innovation in the mobile arena at the community bank level still exist, banking technology experts say. Typically the younger segments are more innovative and are looking for new ways to do things,” Brown offers.

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Mobile Community Bank Community Technology 105

PYMNTS

NOVEMBER 29, 2016

The Problem With PayDay Lending . But short-term lending — in all its many forms, including payday loans, auto-title loans and some installment loans — is especially good at arousing passion in those who debate it. The PMYNTS PayDay Lending Primer. The Whos, Whats, Wheres, Whens, Whys and Hows Of Short-Term Lending).

Lending 100

Lending Regulation Groups Innovation 100

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. Rishi Shah and Shradha Agarwal founded healthcare information startup Outcome Health in 2006 while the pair were still studying at Illinois’ Northwestern University. But the model doesn’t always work perfectly.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

AUGUST 25, 2017

Ultimately, the use cases for a transparent, verifiable register of transaction data are practically endless — especially since blockchain operates through a decentralized platform requiring no central supervision, while still remaining resistant to fraud. Blockchain & Bitcoin Research Briefing. Payments and money transfers. Ride sharing.

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blockchain Industry Bitcoin Security 78

PYMNTS

FEBRUARY 21, 2017

This has the potential to decimate an entire industry,” one payday lending executive told PYMNTS shortly after the rules dropped. “By And if one were to ask their Magic 8-Ball about the fate of those payday lending regs, the answer one would most likely get at this point is “Ask again later.”.

Lending 101

Lending Regulation Innovation Industry 101