Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

JUNE 17, 2015

Like other types of lending, banks must remain cautious to avoid too heavy of an agricultural concentration or too much lending within a certain ag segment. The challenge is that market conditions in this type of lending tend to be volatile. Without diversification, risks will be expounded.

How To 150

How To Kansas City Lending Analysis 150

Abrigo

JUNE 12, 2015

The increased ag lending was driven by higher borrowing for current operating expenses and livestock purchases. Federal regulators have noted that changes in commodity prices and production levels come with the territory for agricultural lenders.

Survey 150

Survey Kansas Kansas City Lending 150

Cisco

JUNE 7, 2022

In between these events, a different crisis began in the US sub-prime lending market. The FFIEC issued an update for US banks to the Architecture, Infrastructure, and Operations Examinations Handbook , as well as guidance for Authentication and Access to Financial Institution Services and Systems. Regulators will tighten the reins.

Risk Management 118

Risk Management Management Cyber Security Handbook 118

CFPB Monitor

JULY 5, 2022

In response to a request from three Democratic House members, the GAO recently issued a report on its review of fair lending oversight conducted by the Office of the Comptroller of the Currency. These changes contributed to fewer annual fair lending examinations and deficiency findings leading to matters requiring attention at smaller banks.

Lending 78

Lending Report Policies Handbook 78