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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

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Fast EMV, Mobile Starbucks And Under-Fire Payday Lending

PYMNTS

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. The CFPB’s Latest Round Of Payday Lending Complaints. EMV’s Second Phase.

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Change Keeping Global Banks On Their Toes

PYMNTS

Plus, the latest developments on Wells Fargo and what its scandal means for its market peers. Ford said the decline in bank overdraft lending to small businesses means these companies cannot invest in themselves. We dive into the latest banking news from around the world. $30

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Pandemic: No Problem. And Messages From Our Financial Services Providers

Jeff For Banks

Following CDC guidelines and state recommendations to reduce risk, such as not attending large gatherings. life insurance division MassMutual Market Volatility and Your Workplace Retirement Savings Recent volatility within U.S. and global markets brought on by global health concerns has been historic and unsettling.

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Alt-Branch Banking: Be the Home for the Home

Fintech Labs Insights

There are many options: Digital sales & marketing. Lending, and banking, small businesses. Leadership in K-12 financial education. Traditional home equity lending : Installment loans, lines of credit, and so on. Relationships with major local employers (eg. the traditional credit union model).

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Four 2023 U.S. Policy Predictions for Financial Services Companies

FICO

The Consumer Financial Protection Bureau (CFPB) has indicated it will publish rules , not guidelines, aimed at strengthening consumers’ control over and providing portability of their financial account data, sometime in 2023. There Will be Changes in the BNPL Market, but Major Regulatory Action Is at Least a Year Away.

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2017 Banking Regulatory Predictions—Brace for a Sea Change

FICO

consumer lending market anticipated 2017 would be more of the same. This means that the future fate of controversial rulemaking, such as the CFPB’s arbitration and small dollar lending proposals that began under a Democratic administration, will be subject to the Republican Congress’ potential use of the CRA.